Tiimely Home Loans

Tiimely Home, formerly Tic:Toc, is a provider of home loans but it’s not a traditional bank or a mortgage broker. It offers home loans directly to customers online, and the loans are funded by Bendigo and Adelaide Bank.

What home loans does Tiimely Home offer?

Tiimely Home offers both fixed and variable rate home loans for application online, with both owner occupied and investor loans on offer. If you wish to know more, Canstar has a guide to the different types of home loans available and how they work.

Below we’ve listed a snapshot of Tiimely Home’s owner-occupier home loan offerings available at the time of writing.

Tiimely Home variable rate owner occupier home loans

Tiimely Own variable owner-occupied principal & interest home loan

  • Fees: No upfront or ongoing fees
  • Features: Full online application, unlimited extra repayments without penalty, free online redraw, 100% offset account available for a $10 monthly fee (different comparison rate applies)

Tiimely Home fixed rate owner occupier home loans

Tiimely Own fixed 1 year owner occupied principal & interest home loan

  • Fees: No upfront or ongoing fees
  • Features: Full online application, extra repayments of up to $20,000 per year, free online redraw, 100% offset account available for a $10 monthly fee (different comparison rates apply)

Compare Home Loans

How do I apply for a Tiimely Home loan?

Before getting started, you might first like to take a look at our applying for a home loan checklist for some pointers, and use the Canstar website to compare home loans with other providers before choosing a product that suits your needs.

If you decide to apply for a Tiimely Home loan, you can start your application online and call customer support for further assistance.

Can you make extra repayments on a Tiimely Home loan?

Yes, Tiimely Home allows you to make unlimited extra repayments on its variable rate home loans, and extra repayments up to $20,000 on fixed rate loans. Terms and conditions may apply; contact the lender for further details.

Are redraw facilities offered on Tiimely Home loans?

Yes, Timely Home offers redraw facilities with its variable and fixed rate home loans. Fees and charges may apply; contact the lender for further details.

About Tiimely Home

Launched in 2017 under the name Tic:Toc before rebranding in 2023, Tiimely Home is a financial institution with an Australian Credit License and operates differently from a traditional bank. Tiimely Home offers home loans directly to customers and does the loan assessment process online, but the actual funds for the home loans come from Bendigo and Adelaide Bank which operates as a traditional bank with the protection of the government’s Financial Claims Scheme (FSC). This means loan repayments and a customer’s offset account would be accessed via Bendigo and Adelaide’s online portal, and the bank would be responsible for processing any changes borrowers might want to make to their loan, not Timely HOme.

This content was reviewed as part of our fact-checking process.

Written by: Alasdair Duncan | Last updated: November 14, 2023