Homestar Finance Home Loans
Loan options: Homestar Finance home loans and rates
The following table displays a snapshot of Homestar Finance’s home loan products on Canstar’s database. The results and Star Ratings displayed are based on a variable principal & interest loan in New South Wales worth $350,000.
To compare other home loans, please click here.
Variable home loan features
Homestar Finance’s Owner Occupier home loan offers customers the following features:
- No application, annual or monthly fees
- 100% Offset Account available
- Redraw facility available
- Home loan term up to 30 years
- Principle and Interest options
- Visa Debit ATM card
- Maximum LVR of 80%
- Split loan functionality
- Make additional repayments – up to $20,000 per annum
- Repayments may be made weekly, fortnightly, or monthly
What types of home loans does Homestar Finance offer?
At the time of writing Homestar Finance offers the following types of home loans:
Find out about how different types of home loans work here.
Compare Compare home loans
Homestar Finance FAQs
Applying for a Homestar Finance home loan is a simple process; just compare home loans on the Canstar website and enquire online on the Homestar Finance website for the loan of your choice.
You need to meet the following requirements to apply for a Homestar Finance home loan:
- You must be over 18
- You must be an Australian citizen or resident
- You must not have been a declared bankrupt in the past seven years
Once you actually begin the home loan application process, there are many more documents that you’ll need to provide, such as proof of your income, assets and expenses.
Follow our applying for a home loan checklist, and use the Canstar website to compare Homestar Finance home loans with other home loans before choosing a product that suits your needs:
Yes, Homestar Finance allows extra repayments on its variable interest home loans. Terms and conditions apply; contact your lender for details.
Find out how making extra repayments could save money in interest over the life of your loan in this article or use our Extra Repayments Calculator for yourself:
Yes, Homestar Finance’s variable rate home loans offer a redraw facility. Fees and charges may apply to use of a redraw facility; contact your lender for details or learn more about redraw facilities here.
If you’re in the market for a home loan, compare your home loan options with Canstar:
Homestar Finance has been providing Australians with home loans for over 13 years. It doesn’t have any physical branches, which helps it provide lower rates and flexible home loan offers.
Because of this, it has an online banking service which is available 24/7, plus experienced home loan specialists available on 1300 767 023 (between 8.30am and 5.30pm Monday to Friday). These specialists help ensure that the entire process runs smoothly – from application to settlement.