SCU Home Loans


SCU Home Loans is a provider of home loans, credit cards, investment products, car insurance, travel insurance, personal loans and savings accounts.

Loan options: What SCU home loans offer

Here’s a snapshot of SCU’s variable home loans currently on offer for a loan amount of $600,000 in New South Wales. Please note that this table is formulated based on paying both principal and interest and results are sorted by our Star Rating (highest to lowest). To compare other home loans, please click here.

Compare Home Loans With Canstar

The inclusions below represent a selection of the features available with a standard variable rate home loan for an owner occupier. Canstar is not making any suggestion or recommendation to you about this product. Additional conditions may apply to different features. Please see our comparison tables for more detailed information about products on offer from this provider. Please ensure that you read the product disclosure statement (PDS) to determine all the current loan terms and conditions for the product you are considering.

Variable home loan features

What types of home loans do SCU Home Loans offer?

At the time of writing SCU Home Loans offers the following types of home loans:

Find out about how different types of home loans work here.

See our comparison tables for details of SCU home loans:

Compare Home Loans With Canstar

How to apply for an SCU home loan

Applying for an SCU home loan is a simple process; just compare home loans on the Canstar website and apply online on the SCU website for the loan of your choice. For more help applying, you can speak to an SCU consultant by calling 13 61 91 (8 am to 7 pm Monday to Friday, 9 am to 11.30am Saturday). You can also contact one of SCU’s Mobile Lenders on 0408 956 536 or 0437 764 266 respectively.

Follow our applying for a home loan checklist, and use the Canstar website to compare SCU home loans with other home loans before choosing a product that suits your needs:

Compare Home Loans With Canstar


Yes, SCU allows extra repayments on its variable interest home loans. Terms and conditions apply; contact your lender for details.

Find out how making extra repayments could save money in interest over the life of your loan in this article or use our Extra Repayments Calculator for yourself:

Home Loans Extra Repayments Calculator - Canstar

Yes, SCU Home Loan’s variable rate home loans offer a redraw facility. Fees and charges may apply to use of a redraw facility; contact your lender for details or learn more about redraw facilities here.

If you’re in the market for a home loan, compare your home loan options with Canstar:

Compare Home Loans With Canstar

SCU is short for Sydney Credit Union (not to be confused with Southern Cross University).

Founded in 1963, SCU has more than 50 years of banking experience. It was initially built to serve as an alternative bank to employees of the Sydney City Council and has since grown to service the entire Sydney metropolitan area.

SCU is highly involved in its local communities, providing school scholarships to JJ Cahill Memorial High and Patrician Brothers. It partners with organisations such as the Coogee Surf Life Saving Club and Australia’s oldest rugby league club, the Newtown Jets. SCU is also proud to support Australia’s Biggest Morning Tea, an initiative by the Cancer Council to help raise vital funds for cancer research in Australia.

Source: Sydney Credit Union

Written by: Regina Collins | Last updated: