Southern Cross Credit Union Home Loans
What home loans does Southern Cross Credit Union Bank offer?
Basic Home Loan: Southern Cross Credit Union say this is its most competitive rate for loans under $400k with no Establishment or Annual Fees. Available for owner occupiers and investors.
Standard Home Loan: For borrowing up to $400k.
Platinum Home Loan: Advertised as offering same day in-principle approvals for owner occupiers and investors.
At the time of writing Southern Cross Credit Union offers the following types of home loans:
- Variable rate home loan
- Fixed rate home loan
- Investment home loan
- Line of credit home loan
- Bridging loans
Find out about how different types of home loans work here.
Or, compare home loans with Canstar to find a product suited to your needs. Canstar does not currently compare Homestart home loans, but you can view other home loan providers in Canstar’s database.
Southern Cross Credit Union home loan features
- Same day in-principle approvals
- Offset Facility available
- Home loan term up to 30 years
- Redraw facility available (fees may apply)
- Make additional repayments
- Repayments may be made weekly, fortnightly, or monthly
The inclusions above represent a selection of the features that may be available with Southern Cross Credit Union home loans. Canstar is not making any suggestion or recommendation to you about a particular product. Additional conditions may apply to different features. Check upfront with Southern Cross Credit Union and ensure that you read the product disclosure statement (PDS) or other loan documentation to determine all the current loan terms and conditions for the product you are considering, and whether it meets your needs, before committing to it.
How to apply for a Southern Cross Credit Union home loan
Consider following our applying for a home loan checklist, and use the Canstar website to compare home loans with other providers before choosing a product that suits your needs:
Southern Cross Credit Union FAQs
Southern Cross Credit Union allows extra repayments on its variable interest home loans. Terms and conditions apply; contact your lender for details.
Find out how making extra repayments could save money with our Extra Repayments Calculator.
Southern Cross Credit Union’s variable rate home loans offer a redraw facility. Fees and charges may apply to use of a redraw facility; contact your lender for details or learn more about redraw facilities here.
If you’re in the market for a home loan, compare your home loan options with Canstar:
Established over 50 years ago and originally providing financial services for the Tweed Valley banana growers, Southern Cross Credit Union has now expanded to become a multi-million-dollar business.
Southern Cross Credit Union says it is committed to delivering five-star services to its members. According to its website its mission is to help customers, its people and the wider community to realise their dreams.