Home Loans

This is where seeking the services of a conveyancer might be helpful. But what exactly is conveyancing, who is a conveyancer and what do they do? Let's break it down. What is conveyancing? Conveyancing is the…

See our Top 5 mortgage products for standard variable rate & fixed rate, filtered by comparison rate for products with direct links to lenders’ websites.

So, what is cross collateralisation? It is a type of loan structure. Collateralisation involves a borrower pledging an asset to a lender as security for repayment of a loan. This means if the borrower fails to pay…

At its November board meeting, the Reserve Bank of Australia (RBA) left the official cash rate on hold at 1.5% for the 24th consecutive meeting. The decision was widely predicted, with all economists polled by Bloomberg…

NAB's Base Variable Rate Home Loan will see its special offer discount interest rate of 3.69% (*comparison rate 3.73%) increase to 3.87% (*comparison rate 3.91%) on Friday for new owner occupier customers paying principal and interest.…

The NSW Government announced today that it will make the biggest reform to stamp duty in more than 30 years by becoming the first state in Australia to peg the tax to inflation; the cost of goods…

The latest housing figures out today show Australian capital city home prices have fallen for a 13th consecutive month since prices peaked in September last year. Compared to a year ago, house prices are down 4.6%…

While you may have asked your former employer, manager or teacher to write a letter for you, did you know your landlord, real estate agent or property manager can also provide a reference? This may be…

A mortgagee-in-possession sale involves your lender taking possession of your home to sell it, with the intention of paying out or reducing the debt you owe on the property. Sometimes all it takes is an unforeseen…

A mortgage offset account is a savings or transaction account that is linked to your home loan. The money in your account is “offset” daily against your loan balance, meaning that the loan pretends that you have paid the balance of the account off your loan.