Health insurance deals and sign-up offers available this July

SEAN CALLERY
Deputy Editor · 7 June 2021
If you’re looking to switch insurers or take out health insurance for the first time, Canstar has found a selection of sign-up offers and promotions currently on offer that could be worth taking into account when narrowing down your choices.

When choosing a health insurance policy – or indeed if you’re choosing whether to take out a policy at all – features and benefits, as well as the cost of your premium, may all come into consideration. If you can find the right health insurance policy for your needs, then having a sign-up offer included in it could be a welcome bonus.

Here’s a selection of some current health insurance sign-up offers for Hospital and Extras Cover from providers rated by Canstar (correct as of 5 July, 2021).

Health Insurance Sign-Up Offers – July 2021

AAMI

You could get $150 off with a new combined hospital and extras policy.  T&Cs apply. Offer expires 31 July, 2021.

AHM

Get one month free after your first 60 days, plus two- and six-month waiting periods on extras waived when you join on a combined hospital and extras policy. T&Cs apply. Offer expires 12 August, 2021.

Apia

You could get $150 off when you take out a new combined hospital and extras policy. T&Cs apply. Offer expires 31 August, 2021.

Australian Unity

Get four weeks free on a new combined hospital and extras policy. Plus get optical and two-month waiting periods waived for taking out eligible extras-only cover or hospital and extras cover. T&Cs apply. Expires 30 June, 2021.

CUA Health

Get an eGift card valued at up to $400 when you join an eligible combined hospital and extras policy. Plus, get a 4% discount on your CUA Health premium when you pay your premium by direct debit from a Great Southern Bank transaction account. T&Cs apply. eGift card offer expires on 31 July, 2021.

GMHBA

Avoid two- and six-month waits on extras when you join as a new member on a combined hospital and extras policy. T&Cs apply. Expires 31 July, 2021.

Health Partners

Get six weeks free and instant access to extras when you join on hospital and extras cover and quote the promo code 6WFREE at the time of joining.  T&Cs apply. Expires 31 July, 2021.

HIF

Get six weeks free and avoid two-month extras waiting periods when you take out a combined hospital and extras policy. T&Cs apply. Expires 31 July, 2021.

Medibank

Join an eligible hospital and extras policy and keep your cover for a month to get six weeks free using the promo code 6FREE. Medibank is also offering to waive two-month and six-month waiting periods on extras. T&Cs apply. Expires 13 July, 2021.

nib

Join any combined hospital and extras cover online and you can skip two- and six-month waiting periods on extras. If you join before 31 July, 2021, nib says you can also get $300 off the cost of your policy. T&Cs apply.

Peoplecare

Get a $100 EFTPOS gift card after your first 60 days when you join a hospital or hospital and extras policy as a new member. You can also get 10% off your extras premium on combined hospital and extras policies. T&Cs apply, with the offer available until further notice.

Phoenix Health Fund

Refer a friend and when they sign up for an eligible combined hospital and extras policy and have kept that policy for six weeks, you and your friend will both receive a $100 EFTPOS gift card. T&Cs apply, with the offer available until further notice.

Queensland Country Health Fund

Refer a friend and receive a gift card when they sign up for an eligible policy. Receive $100 if they sign up for an eligible singles policy, or $200 if they sign up for an eligible couple or family policy. T&Cs apply. Expires 31 December, 2021.

Suncorp

Get $150 off when you purchase a new combined hospital and extras cover. T&Cs apply. Expires 30 June, 2021.

Source: Providers’ websites. Based on advertised online promotions current as at 5 July, 2021. Please note conditions and exclusions may apply to these offers. Read all terms and conditions provided by the relevant health fund before deciding whether to commit to a policy.

The table below displays some of our referral partners’ hospital and extras policies for a 39-year-old single female seeking cover in NSW without pregnancy cover. The table is sorted by Star Rating (highest to lowest) followed by provider name (alphabetical). Use Canstar’s health insurance comparison selector to view a wider range of policies. Canstar may earn a fee for referrals

Other factors to consider when comparing health insurance

Of course, it may not be worth choosing a health insurance provider just for a freebie or short-term discount. If you’re shopping for health insurance, it’s important to look for the hospital and/or extras policy cover that is right for your own needs and preferences. After all, while a gift card or a month of free cover might be handy, it could be a small token in terms of the overall cost of health cover.

There are a wide choice of health insurance policies on offer for consumers who choose to shop around. In fact, Canstar’s most recent Health Insurance Star Ratings considered almost 3,000 hospital policies, nearly 3,000 extras policies, and over 8,000 package policy combinations from 27 insurers.

Additional reporting by Tamika Seeto.

Cover image source: Jacob Lund/Shutterstock.com


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This content was reviewed by Sub Editor Jacqueline Belesky as part of our fact-checking process.


Sean has accumulated more than a decade of experience in journalism and communications roles in Australia, the UK and Ireland. His work covers a range of topics including finance, banking, property, investing, consumer and legal affairs, and more.

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