UPDATED: Health Insurance Sign-Up Offers You Need To Know About This Month

If you’re looking to switch providers or take out health insurance for the first time, Canstar has found a selection of different sign-up offers and promotions currently on offer that could be worth taking into account when narrowing down your choices.

It’s always best to choose a health insurance policy on the basis it has the features and benefits you need according to your circumstances and preferences. However, if you can find the right outstanding value health insurance policy with a sign-up bonus, it could be a win-win.

Here’s a snapshot of some current health insurance sign-up offers for Hospital and Extras Cover from providers rated by Canstar (correct as at August 2 2018).

Please note the Star Ratings and premiums for the snapshot of policies listed in the table below (with links to providers’ websites) are based on a couple aged under 35 in New South Wales. Use Canstar’s health insurance comparison selector for a wider selection of policies based on your individual circumstances.

Provider Promotion Expiry date
ahm Save up to $200 when joining hospital & extras cover (new customers only). T&Cs apply. 31/08/2018
CBHS Corporate Health Join hospital & extras cover and get an eGift Card worth up to $300. T&Cs apply. 29/09/2018
CUA Get your first month free on new policies as well as a 4% discount if you pay by direct debit. T&Cs apply. None listed
Frank Health Insurance Skip 2 & 6 month waits on extras when you join on combined cover (new customers only). T&Cs apply. 15/08/2018


GMHBA Get a $175 Visa gift card when you join combined cover (new customers only). T&Cs apply. 1/10/2018


nib New customers who join hospital and extras cover get a $150 cinema gift card. T&Cs apply. 31/08/2018


Source: Providers’ websites. Based on advertised online promotions current as at August 2, 2018. Please note conditions and exclusions may apply to these offers. Read all terms and conditions provided by the relevant health fund.

Make sure you compare health insurance

Of course, people shouldn’t sign up just for a freebie. If you’re shopping for health insurance, it’s important to ensure you choose the hospital and/or extras policy cover that is right for your own needs and preferences.

After all, while a gift card or a month of free cover sounds great, it’s a small token in terms of the overall cost of health cover. Canstar Research found the average annual premiums for a hospital and extras package cover for a young single person range from around $1,411 in the Northern Territory to $2,181 per annum in Victoria (2017).

There is definitely a choice of outstanding health insurance policies on offer for consumers if they shop around. Canstar’s most recent health insurance ratings considered over 23,000 policy/premium combinations for products provided by 21 health insurers and measured against 497 consumer profiles.

Compare Health Insurance with Canstar

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