Personal Loans

By Alan Greenstein, CEO, Zagga. In 2017, the Australian Alt-Fi market grew by 53%, making it the second largest Alt-Fi market in the Asia Pacific. Figures from 2016 showed P2P - combining personal lending, business lending and…

The call for the Small Amount Credit Contracts (SACC) came about following a 2016 review that found some lenders were granting loans to people who did not have capacity to repay. At the budget estimates hearing last…

Personal Loans Glossary Quick Links A B C D E F G H I J K L M N O P Q R S T U V W X Y Z  Important Notes These are a general explanation of the meaning of terms used in relation to personal loans. Loan policy wording may use different terms or phrasing, so you should read…

Contributed by Kyle Macmillan, Solicitor at Shine Lawyers Whilst bankruptcy is often viewed as the 'last resort', it can sometimes be a practical means of wiping the slate clean and relieving financial stress. So, is going…

What is a line of credit personal loan? Line of credit personal loans are a certain type of personal loan that can be very flexible, allowing you to withdraw funds within a set credit limit and…

The scheme offers loans with interest-free repayments over 12 to 18 months, with no fees charged. The loans can be up to $1,500 to be used for essential goods and services such as household items, whitegoods and medical procedures. Am…

  What is a joint application personal loan? A joint personal loan is a loan you take out with another person. In many cases, this person is a spouse, partner, friend or sibling. This person is…

Types of personal loans with no credit check There are a number of lenders that may approve you without a credit check. It is worth noting they may have stricter requirements including minimum income or employment…

When considering your application to take out a personal loan, lenders will consider the deposit amount and your eligibility based on things like your credit history, income, debts, age and financial stability. They do this to…

5-Star Personal loans The tables below list all of Canstar's 5-Star rated personal loans from its latest Personal Loans Star Ratings (released November 2017). We will also breakdown what makes up a 5-Star personal loan and…