28 online discounts and sign-up offers for car insurance

It’s common for car insurers to provide discounts and special offers to attract new customers – so it’s worth shopping around before you renew your cover.

When did you last review your car insurance? If it has been a few years, you might find that you could save some serious cash by shopping around.

There’s no excuse for not comparing car insurance policies. After all, you do get the reminder notice in the mail and, with the exception of a few companies, you do need to manually make the payment to renew the cover. Also, you can attract some fantastic discounts by switching your policy online.

Great online discounts and sign-up incentives available:

Offering discounts for applying for or purchasing new policies online has become common practice amongst insurance providers. They offer them to encourage more people to apply online because it’s a more efficient process than over the phone or in a branch, with lower overhead costs for the company.

Below are some of the great discounts and incentives found on provider’s websites (at the time of writing) for buying car insurance online. The discounts are typically in comparison to the standard premium paid for a new policy purchased through the provider’s call centre.

Compare Car Insurance Ratings here

Company Online discount/incentive
1300 Insurance Buy Online and save 10%
AAMI Save $100 on a new policy by getting a quote online
AI Insurance Up to 20% discount when you buy online
Allianz Save up to 24% when you name your drivers and buy your policy online
Apia 15% discount when you request a quote for a new policy online
Aust Seniors Insurance Agency Save up to 20% when you buy online
Australia Post Save 25% if you buy Gold Comprehensive online + Get a $100 Visa Prepaid Gift Card (Use promo code AUSPOST)
Budget Direct Buy Gold Comprehensive Car Insurance online and save 25%
Coles Insurance Price beat guarantee when switching form a comparable car insurance policy (for people aged 25 or over) + Save 10% online
Commonwealth Bank Get up to 10% off when you apply online.
Dodo Insurance Take out comprehensive policy and get 25% off online + Free Android Tablet
HSBC Save up to 10% online
Hume Bank Save up to 10% online for comprehensive
Just Car Insurance Buy comprehensive online and save $50
NAB Buy Comprehensive online and save up to 10% off first year’s premium + free roadside assistance for 12 months
National Seniors Insurance Purchase comprehensive online and get 10% off + 12 months’ roadside assistance from Allianz
NRMA Insurance Get $50 off when you buy online.
Over Fifty Insurance Up to 10% online discount + 12 months’ roadside assistance
RAC Get a $100 discount when you buy a comprehensive policy online
RACQ Get a $50 discount when you buy online
Real Insurance Save up to 15% when you buy online
SGIC Buy comprehensive online and save $100
SGIO Buy comprehensive online and save $100
St George Buy comprehensive online and save up to 10%
Suncorp $50 off if you buy comprehensive online
Virgin Money 25% off comprehensive policy online. Bonus 5,000 Velocity Points* for active Velocity members
Westpac Save up to 10% comprehensive policy online
Woolworths Guaranteed price beat (for drivers aged 25 and over) + save up to 10% online.

Source: Providers’ websites. Information gathered 5th October 2016. Correct at time of writing. 

NOTE: Some of these discounts might not apply to extra premiums for optional covers (such as windscreen cover). Also, the discount or saving usually only applies to the first year of premiums. Be sure to read the full terms and conditions of the offers before you apply.

Keep in mind…

While discounts and bonuses sound great, keep in mind that a policy offering an online discount isn’t always better value than one that doesn’t offer one. You’ve got to take into account the quality of the coverage you’re getting for your money.


Compare Car Insurance on price and value

CANSTAR is an information provider and in giving you product information CANSTAR is not making any suggestion or recommendation about a particular product. If you decided to apply for a car insurance policy, you will deal directly with a financial institution, and not with CANSTAR. Rates and product information should be confirmed with the relevant financial institution. For more information, read our detailed disclosure, important notes and additional information. 

Similar Topics:

Share this article

Enjoyed reading this article?

Sign up to receive more news like this straight to your inbox

By subscribing you agree to the Canstar Privacy Policy.

Thanks for signing up!

Good things are coming your way.

Other newsletters you might like.