30 online discounts and sign-up offers for car insurance

It’s common for car insurers to provide discounts and special offers to attract new customers – so it’s worth shopping around before you renew your cover.

When did you last review your car insurance? If it has been a few years, you might find that you could save some serious cash by shopping around.

There’s no excuse for not comparing car insurance policies. After all, you do get the reminder notice in the mail and, with the exception of a few companies, you do need to manually make the payment to renew the cover. Also, you can attract some fantastic discounts by switching your policy online.

Great online discounts and sign-up incentives available (as at June 2018)

Offering discounts for applying for or purchasing new policies online has become common practice amongst insurance providers. They offer them to encourage more people to apply online because it’s a more efficient process than over the phone or in a branch, with lower overhead costs for the company.

Compare Car Insurance with Canstar

Below are some of the great discounts and incentives found on provider’s websites (at the time of writing) for buying car insurance online. The discounts are typically in comparison to the standard premium paid for a new policy purchased through the provider’s call centre.

Please note that the star ratings for any products displayed below are based on a male aged 30-39 living in WA who does not require cover for a driver under 25. 

Company Online discount/incentive
1300 Insurance Get 12 months’ roadside assist when you take out comprehensive car insurance
1Cover Buy online and save 10%
Company Online discount/incentive
AAMI Save $100 on a new comprehensive policy or $20 on a new third party property damage by getting a quote online
AI Insurance Up to 20% discount when you buy online
Allianz Save up to 24% when you name your drivers and buy your policy online
ANZ Save up to 12.5% annually when you bundle ANZ car, home or landlord insurance together
Apia 15% discount when you request a quote for a new comprehensive policy online
Australia Post Save 15% when you purchase a new Gold Comprehensive car insurance policy online
Australian Seniors Insurance Agency Save 10 % when you buy a new policy online
Australian Unity Get a $100 BP fuel voucher if you buy a new car insurance policy before 31 December 2018, and save 10% on any additional Australian Unity insurance policies
Budget Direct Save 15% on a Comprehensive or Third Party car insurance policy when you buy online
Company Online discount/incentive
Bupa 10% discount on car insurance for Bupa health members
Coles Insurance Save 10% when you buy your car insurance policy online
CommInsure Get up to 10% off when you apply online.
Company Online discount/incentive
HSBC Save up to 10% when you take out a new comprehensive policy online
Hume Bank Save up to 10% when you buy comprehensive car insurance online
Company Online discount/incentive
NAB Buy Comprehensive car insurance online and save up to 10% off first year’s premium + free roadside assistance for 12 months
National Seniors Insurance Purchase comprehensive car insurance online and save up to 10% + up to 10% safe driver discount
Over Fifty Insurance Up to 10% online discount + 12 months’ roadside assistance when you purchase a new comprehensive policy
RAC Get a $100 discount when you buy a comprehensive policy online + save up to 25% with a low-emissions car + up to 10% off for existing RAC members
RACQ Get a $50 discount when you buy comprehensive car insurance online
Real Insurance Save up to 10% when you buy online
SGIC Save $100 when you buy a comprehensive car insurance policy online, or $20 when you buy a third party car insurance policy online
SGIO Save $100 when you buy a comprehensive car insurance policy online, and $20 when you buy a third party car insurance policy online
Company Online discount/incentive
St George Buy comprehensive car insurance online and save up to 10% in the first year of your policy + go in the draw to win a year of mortgage or rent payments up to $50,000 (offer ends 24 June 2018)
Suncorp Get up to $50 off when you buy your policy online
Virgin Money Save 15% on a Price Saver comprehensive policy when you buy online + 5,000 Virgin Australia Velocity Frequent Flyer points when you purchase a new comprehensive policy by 31 December 2018
Company Online discount/incentive
Westpac Save up to 10% when you buy a comprehensive car insurance policy online + go in the draw to win a year of mortgage or rent payments up to $50,000 (offer ends 24 June 2018)
Woolworths Money Guaranteed price beat on Comprehensive car insurance for drivers aged 25 and over + save up to 10% when you buy online




Source: Providers’ websites. Information gathered 13 June 2018. Correct at time of writing. 

NOTE: Some of these discounts might not apply to extra premiums for optional covers (such as windscreen cover). Also, the discount or saving usually only applies to the first year of premiums. Be sure to read the full terms and conditions of the offers before you apply.

Keep in mind…

While discounts and bonuses sound great, keep in mind that a policy offering an online discount isn’t always better value than one that doesn’t offer one. You’ve got to take into account the quality of the coverage you’re getting for your money.

Compare Car Insurance with Canstar 

Similar Topics:

Share this article

Enjoyed reading this article?

Sign up to receive more news like this straight to your inbox

By subscribing you agree to the Canstar Privacy Policy.

Thanks for signing up!

Good things are coming your way.