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PromotedBudget Direct
If written off before the earlier of 24 months old or 40000 kms
  • Save 15%^ on your first year’s premium when you purchase a new Car Insurance policy online.
  • 24/7 Phone & Online Claims.
  • Budget Direct - Insurance Solved.
PromotedYOUI
If written off before 24 months old
  • Insurance that's a bit more you-shaped.
  • Canstar’s 2025 Most Satisfied Customer Car Insurance – NSW, VIC, SA
  • Lodge a Claim 24/7 with our Advisors
PromotedQBE
If written off before the earlier of 36 months old or 60000 kms
  • Flexible cover before, 24/7 claims after.
  • Save $75 on new Comprehensive car insurance online.
  • Conditions apply.
PromotedROLLiN' Insurance
If written off before 14999 kms
Only monthly premiums are offered
  • No age-based excess.
  • No excess on your first covered windscreen repair.
  • Canstar 2025 Outstanding Value Car Insurance Award.
ROLLiN' Insurance
If written off before 14999 kms
Only monthly premiums are offered
Budget Direct
If written off before the earlier of 24 months old or 40000 kms
YOUI
If written off before 24 months old
Coles Insurance
If written off before the earlier of 24 months old or 40000 kms
Aust Seniors Insurance Agency
If written off before 24 months old
Huddle Insurance
If written off before 24 months old
QBE
If written off before the earlier of 36 months old or 60000 kms
Real Insurance
If written off before 24 months old
GIO

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Sponsored
YOUI

Youi get to know you, so you can choose car insurance cover that’s suited to your needs. Youi is car insurance that’s a bit more you-shaped.

  • New Car Replacement within the First Two Years. T&Cs apply
  • Feel confident you’re covered for theft.
  • 24/7 Roadside Assist included in comprehensive. Exclusions, limits, T&C’s Apply.
  • Never worry with accidental damage included.
  • Drive happy knowing your car’s covered against storm, hail and flood damage.

Australian Financial Services Licence No. 316511 | See Terms & Conditions | ^ Comparison Rate Warning

What is trailer insurance?

Trailer insurance is a type of car insurance policy that covers damage to your trailer following an insured event, such as an accident, fire, or theft. Trailer insurance provides cover for work trailers, caravans, campervans, horse floats, and similar towed vehicles.

While trailer insurance isn’t typically an essential requirement, it can often provide valuable peace of mind, especially if you regularly use a trailer, such as when working on a jobs site, camping or travelling.

What types of trailer insurance are available?

Similarly to car insurance policies, there are several types of trailer insurance available:

  • Third party property damage: Covers damage to other cars and property caused by your trailer in an accident
  • Third party fire and theft: Covers damage to other cars and property caused by your trailer in an accident, as well as damage to or loss of your own trailer if it catches on fire or is stolen
  • Comprehensive: Covers damage to other vehicles and property, fire, theft, and damage to your trailer in case of accidents.

Do I need insurance for my trailer?

Unlike cars and other vehicles, you aren’t required by law to take out Compulsory Third Party (CTP) insurance on a trailer. Provided your trailer is being towed by a registered vehicle, it will likely be covered by that vehicle’s CTP policy, but it’s worth checking with your insurer to confirm.

However, once a trailer is detached from a vehicle—such as when you arrive at a camp or job site—you may be at risk if your unattached trailer experiences an insured event.. Taking out separate optional trailer insurance may provide extra peace of mind, as well as cover for circumstances that other policies may not typically include.

Frequently Asked Questions about Trailer Insurance

Canstar Car Insurance Star Ratings and Awards

Looking for an award-winning product or to switch providers or brands? Canstar rates products based on price and features in our Car Insurance Star Ratings and Awards. Our expert Research team shares insights about which health insurance products offer 5-Star value and which providers offer outstanding value overall. We also reveal which providers have the most satisfied customers in our dedicated Customer Satisfaction Awards.

Car Insurance Awards


Important Information

For those that love the detail

This advice is general and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you.