Best cash back credit card offers
Looking for a credit card that offers cash, credit or vouchers in exchange for regular spending? The table below displays a selection of credit cards from our Online Partners that offer cashback deals. Terms and conditions vary between cards.
Instantly compare 140+ credit cards based on the inputs below
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We couldn’t find any other products from our Online Partners, so here are a few from other providers…
- Travel insurance
- Points never expire
- Airline lounge access
- Travel insurance
- Points never expire
- Airline lounge access
- Travel insurance
- Points never expire
- Airline lounge access
- Travel insurance
- Points never expire
- Airline lounge access
- Travel insurance
- Points never expire
- Airline lounge access
- Travel insurance
- Points never expire
- Airline lounge access
- Travel insurance
- Points never expire
- Airline lounge access
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Unsure of a term in the above table? View glossary
The initial results in the table above are sorted by Reward points per $1 (High-Low) , then Annual fee (Low-High) . Additional filters may have been applied, see top of table for details.
SPONSORED
- Receive 60,000 bonus Qantas Points
- Spend $3K within 3 months of approval date
- New Card Members only. T&Cs apply.
About Cashback Credit Cards
Cashback credit cards can reward cardholders in a variety of ways for spending. Here are some important things to know, and some pros and cons to think about if you’d like to know more about cashback credit card offers or you’re considering applying.
What is a cashback credit card?
A cashback credit card is a type of credit card that can reward you with money back for spending. In Australia, there are two ways that cashback credit cards typically work – some may offer cashback deals as a one-time introductory bonus for new cardholders, and some cashback credit card offers may give you credits back onto your account as a percentage of your regular spending, when certain criteria are met.
How do cashback credit cards work?
Contrary to what the name might suggest, cashback credit cards do not always offer cash as a reward – instead of cashback, some may instead offer vouchers or reward points. That said, here are three of the main ways that cashback credit cards can work in Australia:
1. Cashback per dollar spent on eligible purchases: Some cashback credit cards will reward you with a percentage of the amount you spent on the card within a particular billing cycle. Say hypothetically that you spent $1,000 on a card that offers 1.5% cash back – you would receive $15.00 in cashback at the end of that billing cycle. You can use the table at the top of the page to compare cashback offers from providers on Canstar’s database.
2. Cashback on signup: Some credit cards come with cashback promotions as incentives for new customers to sign up. These offers typically come with terms that require you to spend a certain amount in a set time period – for example, a card might offer you $300 cashback if you spend $4000 within the first four months after approval.
3. Cashback from reward points earned: Some credit cards allow you to earn reward points per dollar spent, and depending on the card and reward program, these points can be redeemed for cash back or gift cards, amongst other potential rewards.
Frequently Asked Questions about Cashback Credit Cards
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Canstar Credit Card Star Ratings and Awards
Looking for an award-winning credit card product or to switch providers or brands? Canstar rates products based on price and features in our Credit Card Star Ratings and Awards. Our expert Research team shares insights about which products offer 5-Star value and which providers offer outstanding value overall.
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About our finance experts
Nina Rinella, Editor-in-Chief
Joshua Sale, Group Manager, Research & Ratings
As Canstar’s Ratings Manager, Josh Sale is responsible for the methodology and delivery of Canstar’s Credit Card Star Ratings and Awards. With tertiary qualifications in economics and finance, Josh has worked behind the scenes for the last five years to develop Star Ratings and Awards that help connect consumers with the right credit card for them.
Josh is passionate about helping consumers get hands-on with their finances. Josh has been interviewed by media outlets such as the Australian Financial Review, news.com.au and Money Magazine.
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Important information
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This advice is general and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you.