Highest Performing Retail Super Funds on Canstar

Find out which retail super funds on Canstar’s database recorded the highest annual investment returns over one year, three years and seven years to 31 December, 2017.

Retail super funds defined

Retail super funds are typically owned by financial institutions, such as investment companies or banks, and are generally available for anyone to join. Broadly, retail super funds can be classified as ‘for-profit’ funds, because the companies that own them are typically run for the profit of owners and shareholders.

Interestingly, a number of Australian retail super funds have some of the lowest fees on Canstar’s database. Often, retail super funds offer a large number of investment options.

Some of the largest providers of retail super funds in Australia, based on the number of members and net assets, include:

Industry super funds, on the other hand, are funds that initially (and in some cases still are) catered to workers of a specific industry. They are generally classified as ‘not for profit’ funds, with profits invested back into the fund to benefit members.

Some of the larger well-known industry super funds you might have heard of include:

For a more complete comparison of the differences between industry and retail super funds, read our article on the subject here.

Important note about performance

The following tables list the top performing retail super funds on Canstar’s database for returns over three different time periods – one, three and seven years to 31 December 2017.

These performance figures reflect net investment performance – i.e. returns minus investment tax, investment management fees, the maximum applicable ongoing management fees and membership fees.

Please note while past performance is an important consideration when choosing a super fund, it is not a reliable indicator of future performance. Nevertheless, long-term past returns do provide an insight into what a fund has been capable of delivering through various market conditions.

When choosing a super fund, there are many other factors to consider, such as insurance, the variety of investment options, advice availability and online services. Canstar’s 2018 Superannuation Star Ratings take these factors into account.

Top Retail Super Funds – 1-year performance

The following table contains details of the superannuation funds rated by Canstar. This table has been sorted by one-year performance (highest to lowest) for a person aged 30-39. To generate these results, only retail super funds were included.

Top Retail Super Funds – 3-year performance

The following table contains details of the superannuation funds rated by Canstar. This table has been sorted by three-year performance (highest to lowest) for a person aged 30-39. To generate these results, only retail super funds were included.

Top Retail Super Funds – 7-year performance

The following table contains details of the superannuation funds rated by Canstar. This table has been sorted by seven-year performance (highest to lowest) for a person aged 30-39. To generate these results, only retail super funds were included.

No matter whether it’s an industry or a retail super fund you’re looking for, Canstar’s Superannuation Star Ratings use a sophisticated and unique ratings methodology that considers investment returns, fees and product features. To check out Canstar’s 2018 Star Ratings, click below:

Compare Superannuation with Canstar

Share this article

Enjoyed reading this article?

Sign up to receive more news like this straight to your inbox

By subscribing you agree to the Canstar Privacy Policy.

Thanks for signing up!

Good things are coming your way.