Borrowing money for a new car or a trip abroad doesn’t have to be complicated, and figuring out how much your repayments are likely to be and how much you’re estimated pay in interest over the life of your loan is simple with our personal loan repayment calculator.

This personal loan calculator is easy to use – simply enter the amount you wish to borrow, the current interest rate, loan term, and how regularly you plan to make repayments (weekly, fortnightly or monthly) to see how much your repayments may cost you in the long run.

Please Note: The calculations do not take into account all fees and charges. The results provided by this calculator are an estimate only, and should not be relied on for the purpose of making a decision in relation to a loan. Interest rates and other costs can change over time, affecting the total cost of the loan. Consider whether you need financial advice from a qualified adviser.

Looking for a low rate personal loan?

Check out our table below that provides a snapshot of the current low interest rate unsecured policies available on the market, with links direct to the providers website. Please note that this table has been formulated based on a $20,000 loan for the duration of 3 years in NSW, sorted by comparison rate (lowest first).