Home Insurance Victoria
Compare home and contents insurance policies from our Online Partners for homes in Victoria. The results shown are sorted by Star Rating (highest to lowest), followed by provider name (alphabetical).
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Up to $20M Legal Liability Cover*.
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Cover for fire, theft, storm, flood, and more
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The initial results in the table above are sorted by Star Rating (High-Low) , then Provider Name (Alphabetical) . Additional filters may have been applied, see top of table for details.
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What type of home insurance can I get in Victoria?
There are three main types of home insurance available in Victoria and Australia more broadly:
- Home insurance: covers the building itself, plus some fixtures like lights and built-in cupboards. It can also cover outbuildings like garages and sheds.
- Contents insurance: covers your belongings, including furniture, electricals and clothing.
- Combined home and contents insurance: covers both the building and fixtures, and your belongings.
How much does home and contents insurance cost in Victoria?
According to Canstar Research, here’s how much Victorians pay on average for both home and contents insurance, as well as for combined policies.
- Home insurance: $1,695
- Contents insurance: $409
- Combined home and contents insurance: $1,940
These average premiums are based on home and contents insurance policies rated in Canstar’s 2023 Home and Contents Insurance Awards and Star Ratings. When calculating these figures, we considered a range of addresses and building sum insured amounts, with premiums based on building sum insured amounts between $200,000 and $1,800,000, and contents sum insured for $50,000.
How do you compare home and contents insurance for Victoria?
If you’re in the market for a new policy or looking to switch providers for a better deal, you can compare home and contents insurance for people living in Victoria using the comparison table above.
When comparing home insurance, some factors to check include:
- The risks you will be covered for and any optional extras that are you can add on
- The level of cover
- The premiums charged and any discounts on offer
- The excess you will pay if you make a claim
You may also want to consider Canstar’s Home and Contents Insurance Awards and Star Ratings, in which we recognise providers who offer value for money to Australian customers.
Frequently Asked Questions about Victoria Home Insurance
Latest in home insurance
Canstar Star Ratings and Awards
Looking for an award-winning product or to switch providers or brands? Canstar rates products based on price and features in our Star Ratings and Awards. Our expert Research team shares insights about which products offer 5-Star value and which providers offer outstanding value overall. We also reveal which providers have the most satisfied customers in our dedicated Customer Satisfaction Awards.
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About the authors
Nina Rinella, Editor-in-Chief
Joshua Sale, Group Manager, Research & Ratings
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Important information
For those that love the detail
This advice is general and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you.