The Capricornian Home Loans
Loan options: What The Capricornian home loans offer
Here’s a snapshot of The Capricornian’s variable home loans currently on offer 
for a loan amount of $600,000 in Queensland. Please note that this table is formulated based on paying both principal and interest and results are sorted by our Star Rating (highest to lowest). To compare other home loans, please click here.
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Variable home loan features
- Offset account available on selected loan products
- Redraw facility available
- Additional repayments allowed
- No fee for early repayment
- Repayments may be made weekly, fortnightly or monthly
What types of home loans does The Capricornian offer?
At the time of writing The Capricornian offers the following types of home loans:
- Variable rate home loan
- Fixed rate home loan
- Interest-only home loan
- Investment home loan
- Refinancing home loan
- Line of credit home loan
- SMSF home loan
Find out about how different types of home loans work here.
See our comparison tables for details of Capricornian home loans:
Compare Home Loans With Canstar
How to apply for a The Capricornian home loan
Applying for a The Capricornian home loan is a simple process; just compare home loans on the Canstar website and apply online on The Capricornian website for the loan of your choice. For more help to apply, you can speak to a The Capricornian consultant by calling 1300 314 900, or simply drop into your nearest branch.
The Capricornian is a credit union – a member-owned institution that reinvests all of its profits into improving products and services. This means that to become a customer, you must first become a member. You must be:
- At least 18 years of age, and
- An Australian Citizen or Permanent Resident
Follow our applying for a home loan checklist, and use the Canstar website to compare The Capricornian home loans with other home loans before choosing a product that suits your needs:
The Capricornian FAQs
The Capricornian offers flexible repayments on its home loans, with a choice of monthly, fortnightly or weekly repayments at no extra cost. The credit union also allows extra repayments on its variable interest home loans at no extra cost. Terms and conditions apply; contact your lender for details.
Find out how making extra repayments could save money in interest over the life of your loan in this article or use our Extra Repayments Calculator for yourself:
Yes, The Capricornian’s variable rate home loans offer a redraw facility. Fees and charges may apply to use of a redraw facility; contact your lender for details or learn more about redraw facilities here.
If you’re in the market for a home loan, compare your home loan options with Canstar:
The Capricornian is a credit union based in Rockhampton on the Central Queensland coast; a region often known as Capricornia after the line of latitude that runs through it. The Capricornian was established in 1959 as the Park Avenue Parish Credit Co-operative Society. What started as a small, community credit union grew and grew, before finally opening its doors to the general public in 1979. Following two more years of solid growth, the union merged with North Rockhampton Credit Union to become Capricornia Credit Union.
The Capricornian name was adopted in 2009 to further endear the credit union to the general public, and with six branches covering Central Queensland, The Capricornian remains better positioned than ever to serve the banking needs of Queenslanders.
See Canstar’s latest Home Loan Star Ratings to see how The Capricornian’s home loan products rated in your state.
