Aussie Home Loans

Aussie home loans

Aussie is perhaps best known as a mortgage broker, but it also offers its own home loan products to borrowers.

Compare Aussie home loan rates & options

Here’s a snapshot of Aussie’s home loans currently on offer for a purchase value of $600,000 in NSW, with links direct to the providers website. Please note that this table is formulated based on paying both principal and interest whilst being sorted by comparison rate (lowest to highest). To compare other home loans, please click here.

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Loan Options: What Aussie’s home loans offer

Aussie Select home loan features

  • No upfront fee (application fee) at time of writing.
  • Redraw facility available (on variable rate loans only).
  • Split loan facility available; max four splits allowed; no split loan application fee (not available on line of credit loan).
  • Mortgage is portable.
  • Repayments may be made weekly, fortnightly, or monthly.
  • Additional repayments allowed.
  • Lump sum repayments allowed.
  • Interest only repayments available for up to 10 years.
  • Minimum loan amount $100,000 – up to maximum loan amount $5 million.
  • Non-family guarantee option available.
  • Loan can incorporate stamp duty.

Aussie Activate home loan features

  • No upfront fee (application fee) on Activate Prime at time of writing. Fee applies to Activate Near-Prime and Activate Specialist loans.
  • Redraw facility and offset account available.
  • Visa debit card access available.
  • Split loan facility available; max four splits allowed; no split loan application fee.
  • Mortgage is portable.
  • Repayments may be made weekly, fortnightly, or monthly.
  • Additional repayments allowed.
  • Lump sum repayments allowed.
  • Interest only repayments available for up to 10 years. Monthly repayments only.
  • Minimum loan amount $100,000 up to maximum loan amount $2 million on Activate Prime, and $50,000-$2.5 million on Activate Near-Prime and Activate Specialist.
  • Non-family guarantee option available.
  • Loan can incorporate stamp duty.

Aussie Elevate home loan features

  • Construction and land only loans
  • Upfront fee applies
  • Monthly fee applies to Elevate Offset Variable and Elevate Offset Fixed loans only.
  • Redraw facility available
  • Offset account available on Elevate Offset Variable and Elevate Offset Fixed loans.
  • Split loan facility available; max five splits allowed.
  • Bridging finance available.
  • Repayments may be made weekly, fortnightly, or monthly.
  • Additional repayments allowed (limits apply on fixed loan options).
  • Interest only repayments available for up to 10 years. Monthly repayments only.
  • Minimum loan amount $10,000 – up to maximum loan amount $5 million.

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The inclusions above represent a selection of the features available with Aussie home loans. Canstar is not making any suggestion or recommendation to you about this product. Additional conditions may apply to different features. Please see our comparison tables for more detailed information about the products on offer from this provider. Check upfront with Aussie and please ensure that you read the product disclosure statement (PDS) or other loan documentation to determine all the current loan terms and conditions for the product you are considering and whether it meets your needs, before committing to it.

What types of home loans does Aussie offer?

At the time of writing, Aussie offers the following types of home loans:

  • Variable rate home loan
  • Fixed rate home loan
  • Investment home loan
  • Construction home loan

These are available through Aussie’s home loan products: Aussie Select, Aussie Activate and Aussie Elevate. Aussie Elevate is available for construction and land only loans.

See our comparison tables for details of Aussie home loans:

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Aussie FAQs

You can apply for an Aussie home loan online by clicking on the Aussie home loan product of your choice in the Canstar home loan comparison tables and booking an appointment with an Aussie home loan expert.

Follow our applying for a home loan checklist, and if you want to book a free appointment call 1300 44 55 66.

Yes, Aussie allows extra repayments on their home loans. Terms and conditions apply; contact your lender for details.

Yes, Aussie offers redraw facilities on their home loans. Fees and charges may apply to use of a redraw facility; contact your lender for details.

If you’re in the market for a home loan, you might like to compare your home loan options with Canstar:

Compare Home Loans

Founded almost 30 years ago, Aussie is a mortgage broker company as well as a home loan provider. Aussie currently has access to over 3,000 home loans and mortgage brokers across the country who are able to provide a loan at an Aussie store or by coming to you. Aussie is a subsidiary of the Commonwealth Bank of Australia.

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Showing products in Canstar’s database with links to lenders’ websites. The display is sorted by the advertised interest rate (lowest to highest), then provider name (alphabetically).

Source: Canstar. Based on residential variable home loans available for a loan amount of $350,000 at 80% LVR, and available for Principal and Interest repayments. 
*Comparison rate based on loan amount of $150,000. Read the Comparison Rate Warning.

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Written by: TJ Ryan | Last updated: January 7, 2020