Horizon Bank Home Loans

Horizon Bank, formerly Horizon Credit Union, is a provider of credit cards, home loans, eco loans, personal loans, savings and transaction accounts, home insurance, car insurance and travel insurance.

Loan options: What Horizon Bank home loans offer

Here’s a snapshot of Horizon Bank’s variable home loans currently on offer for a loan amount of $600,000 in New South Wales. Please note that this table is formulated based on paying both principal and interest and results are sorted by our Star Rating (highest to lowest). To compare other home loans, please click here.’

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The inclusions below represent a selection of the features available with a standard variable rate home loan for an owner occupier. Canstar is not making any suggestion or recommendation to you about this product. Additional conditions may apply to different features. Please see our comparison tables for more detailed information about products on offer from this provider. Please ensure that you read the product disclosure statement (PDS) to determine all the current loan terms and conditions for the product you are considering.

Variable home loan features

No establishment or monthly loan fees
No early repayment fee
100% Offset Facility available
Home loan term up to 30 years
Principle and Interest options
Redraw facility available
Make additional repayments
Repayments may be made weekly, fortnightly, or monthly

What types of home loans does Horizon Bank offer?

At the time of writing Horizon Bank offers the following types of home loans:

Find out about how different types of home loans work here.

Fixed vs Variable Home Loans: Advantages & Disadvantages

See our comparison tables for details of Horizon Bank home loans:

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Horizon Bank Home Loans FAQs

Applying for a Horizon Bank home loan is a simple process; just compare home loans on the Canstar website and apply online on the Horizon Bank website for the loan of your choice. For more help applying, you can speak to a Horizon Bank consultant by calling 1300 366 565 (9am to 5pm Monday to Friday).

Follow our applying for a home loan checklist, and use the Canstar website to compare Horizon Bank home loans with other home loans before choosing a product that suits your needs:

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Yes, Horizon Bank allows extra repayments on its variable interest home loans. Terms and conditions apply; contact your lender for details.

Find out how making extra repayments could save money in interest over the life of your loan in this article or use our Extra Repayments Calculator for yourself:

Home Loans Extra Repayments Calculator – Canstar

Yes, Horizon Bank’s variable rate home loans offer a redraw facility. Fees and charges may apply to use of a redraw facility; contact your lender for details or learn more about redraw facilities here.

If you’re in the market for a home loan, compare your home loan options with Canstar:

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Formerly known as Horizon Credit Union, Horizon Bank was founded in 1964 by employees of the Illawarra County Council. The first loan granted by the bank was a sum of $80 to purchase a vacuum cleaner.

One of Horizon Bank’s key initiatives is ‘Green Horizons’, its environmental sustainability program. For example, all branches and the head offices are powered by renewable sources, and Horizon has plant life in all its branches and offices in order to create a healthier, purified working environment.

Horizon Credit Union began trading as Horizon Bank in September 2019.

You can compare other Horizon Bank products on the Canstar website, such as Horizon Bank home loans, personal loans, savings and transaction accounts, term deposits, home insurance, car insurance and travel insurance.

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