Reduce Home Loans

Reduce Home Loans is a specialist provider of home loans.

Loan options: Compare Reduce home loans and rates

The following table displays a snapshot of Reduce’s home loan products on Canstar’s database, sorted by Star Rating (highest to lowest). The results and Star Ratings displayed are based on a variable principal & interest loan in NSW worth $350,000.

To compare other home loans, please click here.

Compare Home Loans With Canstar

Variable home loan features

Reduce’s Rate Lovers and Rate Buster 100% home loans offer the following features to customers:

What types of home loans do Reduce Home Loans offer?

At the time of writing Reduce Home Loans offers the following types of home loans:

Find out about how different types of home loans work here.

See our comparison tables for details of Reduce Home Loans’ home loans:

Compare Home Loans With Canstar

How to apply for a Reduce home loan

Applying for a Reduce home loan is a simple process; just compare home loans on the Canstar website and enquire online on the Reduce Home Loans website about the loan of your choice. A Reduce spokesperson will comtact you after leaving your details with them.

You need to meet the following requirements to apply for a Reduce home loan:

  • You must be over 18
  • You must be an Australian citizen or resident
  • You must not have been a declared bankrupt in the past seven years

Once you actually begin the home loan application process, there are many more documents that you’ll need to provide, such as proof of your income, assets and expenses.

Follow our applying for a home loan checklist, and use the Canstar website to compare Reduce Home Loans’ home loans with other home loans before choosing a product that suits your needs:

Compare Home Loans With Canstar

Compare Home Loans

Reduce FAQs

Yes, Reduce Home Loans allows extra repayments on its variable interest home loans. Terms and conditions apply; contact your lender for details.

Find out how making extra repayments could save money in interest over the life of your loan in this article or use our Extra Repayments Calculator for yourself:

Home Loans Extra Repayments Calculator - Canstar

Yes, most variable rate Reduce Home Loans’ home loans offer a redraw facility. Fees and charges may apply to use of a redraw facility; contact your lender for details or learn more about redraw facilities here.

If you’re in the market for a home loan, compare your home loan options with Canstar:

Compare Home Loans With Canstar

Established in 2010, Reduce Home Loans is a multi-award winning Australian-owned and operated company. Because Reduce Home Loans is primarily online, its members directly benefit from lower interest rates and overall costs.

Reduce Home Loans also understands how stressful or overwhelming applying for a home loan can be. It combats this by assigning each customer to its own personal finance manager, who will stay with you throughout the whole application process.

Compare Home Loans With Canstar

Rate Buster 100% Offset Variable

Canstar Research
Award: Outstanding Value Home Loan

Written by: Regina Collins | Last updated: May 24, 2018