Queensland Country Credit Union Home Loans
What home loan options does Queensland Country Credit Union offer?
Here’s a snapshot of the Queensland Country Credit Union’s variable and fixed rate home loans in Canstar’s database currently on offer for a loan amount of $600,000 at 80% LVR in Queensland. Please note that this table is formulated based on a borrower paying both principal and interest. Results are sorted by Star Rating (highest to lowest). Before committing to a particular home loan product, check upfront with your lender and read the PDS or other loan documentation to confirm whether the terms of the loan meet your needs and repayment capacity. *Comparison rate based on loan amount of $150,000. Read the Comparison Rate Warning.
To compare other home loans, please click here.
Queensland Country Credit Union home loan features
- 100% Offset account available on selected loan products
- No establishment or monthly fees on selected products
- Redraw facility available
- Additional repayments allowed
- No fee for early repayment
- Repayments may be made weekly, fortnightly, or monthly
The inclusions above represent a selection of the features available with Queensland Country Credit Union home loans. Canstar is not making any suggestion or recommendation to you about this product. Additional conditions may apply to different features. Please see our comparison tables for more detailed information about products on offer from this provider. Check upfront with Queensland Country Credit Union and please ensure that you read the product disclosure statement (PDS) or other loan documentation to determine all the current loan terms and conditions for the product you are considering and whether it meets your needs, before committing to it.
What types of home loans does Queensland Country Credit Union offer?
At the time of writing, Queensland Country Credit Union offers the following types of home loans:
- Variable rate home loans
- Fixed rate home loans
- Packaged home loan with a credit card and transaction account
- Refinancing home loan
- Line of credit home loan
- Home equity loan for renovation or large purchases
See our comparison tables for details of Queensland Country Credit Union home loans and to compare them to other providers:
Queensland Country Credit Union home loans FAQs
Before getting started, you might first like to take a look at our applying for a home loan checklist for some pointers, and use the Canstar website to compare Queensland Country Credit Union home loans with other providers before choosing a product that suits your needs.
In order to be eligible for a Queensland Country Credit Union home loan, you’ll need to meet the following conditions:
- At least 18 years of age
- An Australian citizen or permanent resident
- Currently in paid employment
- Never been bankrupt
Yes, Queensland Country Credit Union allows extra repayments on some of its variable interest home loans. Terms and conditions apply. Contact Queensland Country Credit Union for details.
To give you an idea of how making extra repayments could save money in interest over the life of your loan, you might like to try our Extra Repayments Calculator:
Yes, certain Queensland Country Credit Union variable rate home loans offer a redraw facility. Fees and charges may apply. Contact Queensland Country Credit Union for details.
If you’re in the market for a home loan, compare your home loan options with Canstar:
Queensland Country Credit Union (QCCU) is an independent mutually-owned credit institution founded in Mount Isa back in 1971. Initially named the Isa Mine Employees’ Credit Union, the company has since expanded to provide services to all Queenslanders.