Qudos Bank Home Loans

qudos bank

Qudos Bank is a provider of home loans, investment loans, car loans, personal loans, savings accounts, term deposits, car insurance, boat insurance, home insurance, and life insurance.

Loan Options: What Qudos Bank home loans offer

Here’s a snapshot of Qudos’ variable home loans currently on offer for a purchase value of $600,000 in NSW. Please note that this table is formulated based on paying both principal and interest whilst being sorted by our star rating (highest to lowest). To compare other home loans, please click here.


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The inclusions below represent a selection of the features available with a standard Variable Rate home loan of $350,000 for an owner-occupier. Canstar is not making any suggestion or recommendation to you about this product. Additional conditions may apply to different features. Please see our comparison tables for more detailed information about products on offer from this provider. Please ensure that you read the product disclosure statement (PDS) to determine all the current loan terms and conditions for the product you are considering.

Qudos Bank variable home loan features

  • 100% offset account available
  • Redraw facility available
  • Additional repayments allowed
  • No fee for early repayment
  • Repayments available weekly, fortnightly, or monthly

What types of home loans does Qudos Bank offer?

At the time of writing, Qudos Bank offers the following types of home loans:

  • Variable rate home loan
  • Fixed rate home loan
  • Line of credit home loan
  • Low rate home loan
  • Qantas points earning home loan

Find out about how different types of home loans work here.

See our comparison tables for details of Qudos Bank home loans:

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Qudos Bank FAQs

Applying for a Qudos Bank home loan is a simple process; you can apply online by following the directions on the Qudos website, or download a home loan application and fill it out. You can also request a call back from Qudos Bank online if you want to speak to a Qudos Bank home loans consultant, or call Qudos directly on 1300 747 747 (open Mon-Sat).

Follow our applying for a home loan checklist, and use the Canstar website to compare Qudos Bank home loans with other home loans before choosing a product that suits your needs:

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Yes, Qudos Bank allows extra repayments on their variable interest home loans. Terms and conditions apply; contact your lender for details.

Yes, Qudos Bank standard variable rate home loans offer a redraw facility. Fees and charges may apply to use of a redraw facility; contact your lender for details.

If you’re in the market for a home loan, compare your home loan options with Canstar:

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Qudos Bank was founded in 1959 by 14 Qantas employees as the Qantas Staff Co-operative Credit Union. Initially restricted to only Qantas employees, in 1996 membership was extended more generally to the Australian public.

The Credit Union was rebranded Qudos Bank in 2016, to reflect its move from a Qantas employee only organisation. Today Qudos Bank has over 100,000 members and assets totalling more than $3.35 billion.

Qudos Bank received the Canstar 5-star rating for outstanding value for some of its home loan products in 2017; see our home loans comparison pages for details:

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Qudos Bank Low Cost Variable Home Loan

Canstar Research
Award: Outstanding Value Home Loan

Established Variable


View the 2017 Home Loan Star Ratings Report

Written by: Tim Smith | Last updated: