Regional Australia Bank Home Loans

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Regional Australia Bank is a provider of home loans, credit cards, personal loans, savings and transaction accounts, car insurance, home insurance, landlord insurance, travel insurance, and travel money cards.

Loan options: What Regional Australia Bank home loans offer

Here’s a snapshot of Regional Australia Bank’s variable home loans currently on offer for a purchase value of $600,000 in New South Wales. Please note that this table is formulated based on paying both principal and interest, and is sorted by comparison rate (lowest to highest). To compare other home loans, please click here.

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The inclusions below represent a selection of the features available with a standard variable rate home loan for an owner occupier. Canstar is not making any suggestion or recommendation to you about this product. Additional conditions may apply to different features. Please see our comparison tables for more detailed information about products on offer from this provider. Please ensure that you read the product disclosure statement (PDS) to determine all the current loan terms and conditions for the product you are considering.

Variable home loan features

  • Offset account available (can attach up to 8 accounts with 100% offset)
  • Redraw facility available
  • Additional repayments allowed
  • Interest only term of up to 5 years available
  • Split rate loan option available
  • Repayments may be made weekly, fortnightly, or monthly

What types of home loans does Regional Australia Bank offer?

At the time of writing, Regional Australia Bank offers the following types of home loans:

  • Variable rate home loan
  • Fixed rate home loan
  • Basic variable rate home loan
  • Guarantor home loan
  • Line of credit home loan
  • SMSF home loan

Find out about how different types of home loans work here.

See our comparison tables for details of Regional Australia Bank home loans:

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Regional Australia Bank home loan FAQs

Applying for a Regional Australia Bank home loan is a simple process; you can apply online by following the directions on the Regional Australia Bank website. You can also request a call back from a Regional Australia Bank consultant online via the website, or call Regional Australia Bank directly on 132 067 (open Mon-Fri).

Follow our applying for a home loan checklist, and use the Canstar website to compare Regional Australia Bank home loans with other home loans before choosing a product that suits your needs:

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Yes, Regional Australia Bank allows extra repayments on its variable interest home loans. Terms and conditions apply; contact your lender for details.

Yes, Regional Australia Bank’s standard variable rate home loans offer a redraw facility. Fees and charges may apply to use of a redraw facility; contact your lender for details.

If you’re in the market for a home loan, compare your home loan options with Canstar:

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Regional Australia Bank has been around now for almost 50 years. With a head office in Armidale, it has strong roots in regional New South Wales and a focus on helping regional Australians country-wide.

It was founded as the New England Staff Credit Union at The University of New England in 1969, and a series of mergers throughout the 2000s resulted in a rebranding as Regional Australia Bank in 2016, to better reflect the company’s mission.

Certain Regional Australia Bank home loans received a 5-star rating from Canstar in our March 2017 ratings. See our home loans comparison pages for details.

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Written by: Tim Smith | Last updated: June 30, 2017