Police Credit Union Home Loans
What home loans does Police Credit Union offer?
Police Credit Union offers a variety of fixed rate and variable rate home loans including the Better Home Loan, Better Fixed Home Loan, Better Special Variable Home Loan (Owner Occupied), Bridging Loans and a Reverse Mortgage.
Canstar does not currently compare Police Credit Union home loans, but you can compare other home loans on the Canstar database:
Police Credit Union home loan features
- Zero ongoing or monthly fees (on selected home loan products)
- Up to 100% offset account (available on selected loan products)
- Free online redraw facility (available on selected loan products)
- Additional repayments allowed
- No fee for early repayment (on selected loan products)
- Repayments may be made weekly, fortnightly, or monthly
The inclusions above represent a selection of the features that may be available with a Police Credit Union home loan for an owner occupier. Canstar is not making any suggestion or recommendation to you about this product. Additional conditions may apply to particular features. Please ensure that you read the product disclosure statement (PDS) to determine all the current loan terms and conditions for the product you are considering.
What types of home loans does Police Credit Union offer?
At the time of writing, Police Credit Union offers the following types of home loans and home equity loans:
- Variable rate home loan
- Fixed rate home loan
- Split rate home loan
- Interest only home loan
- Investment home loan
- Refinancing home loan
- Line of credit home loan
- Reverse mortgage
- Construction home loan
See our comparison tables for details of Police Credit Union home loans:
Police Credit Union home loans FAQs
Before getting started, you might first like to take a look at our applying for a home loan checklist for some pointers, and use the Canstar website to compare home loans from other providers before choosing a product that suits your needs (please note that Canstar does not currently compare Police Credit Union home loan products).
If you decide to apply for a Police Credit Union home loan, you can do this through the Police Credit Union website, over the phone or by making an email enquiry.
Yes, Police Credit Union allows extra repayments on their variable interest home loans. Terms and conditions such as additional fees may apply. Contact Police Credit Union for details.
Find out how making extra repayments could save you money in interest over the life of your loan with our Extra Repayments Calculator:
Yes, some of Police Credit Union’s variable rate home loans offer a redraw facility. Fees and charges may apply for using a redraw facility. Contact Police Credit Union for details.
If you’re in the market for a home loan, compare your options with Canstar. (Please note, we do not currently compare Police Credit Union home loan products).
Police Credit Union opened its doors back in 1970 to serve the South Australian police force, but today the credit union states that anyone may apply for membership. PCU currently operates seven branches across SA and the Northern Territory, serving more than 39,000 members as of the time of writing. The credit union says that it covers the comprehensive range of banking needs, and that it exists solely to benefit the needs of its members by reinvesting profits back into better products and services.