Austral Mortgage Home Loans

Austral Mortgage

Austral Mortgage is a provider of home loans, offering products to home buyers and investors.

What types of home loans does Austral Mortgage offer? 

Austral Mortgage offers a variety of fixed and variable rate home loans. Austral Mortgage says its home loans may be suitable for home buyers, refinancers, investors and self-employed persons who may not have up-to-date financials.

At the time of writing, it offers the following types of home loans:

  • Advantage Special
  • Advantage Home Loan
  • First Home Buyer Advantage Plus – 100% Offset
  • Advantage Plus 3 Year Fixed Rate
  • Variable Advantage Plus – 100% Offset
  • Home Buyer Advantage Line of Credit
  • Go Between Advantage Plus – 100% Offset
  • Advantage Plus Construction Loan
  • Lo Doc Home Loans

Canstar does not currently compare Austral Mortgage home loans, but you can compare other home loan providers on Canstar’s database:

Compare Home Loans

Austral Mortgage home loan features

Features include:

  • Free online redraw facility (on selected loans)
  • Ability to split loan
  • Repayment weekly, fortnightly or monthly (monthly for interest only repayments)
  • No ongoing fees
  • Minimum loan size $100,000
  • Online and phone banking

The inclusions above represent a selection of the features that may be available with Austral Mortgage home loans. Canstar is not making any suggestion or recommendation to you about a particular product. Additional conditions may apply to different features. Check upfront with Austral Mortgage and ensure that you read the product disclosure statement (PDS) or other loan documentation to determine all the current loan terms and conditions for the product you are considering, and whether it meets your needs, before committing to it.

Austral Mortgage home loans FAQs

If you decide to apply for an Austral Mortgage home loan, you can do this over the phone, or by sending an enquiry through the Austral Mortgage website.

But first you might like to take a look at our applying for a home loan checklist for some pointers, and use the Canstar website to compare other home loans before choosing a product that suits your needs:

Compare Home Loans

Austral Mortgage allows extra repayments on its home loans. Terms and conditions may apply. Contact Austral Mortgage for details.

To give you an idea of how making extra repayments could save you money in interest over the life of your loan, you might like to try our Extra Repayments Calculator.

Home Loans Extra Repayments Calculator

Austral Mortgage offers a free online redraw facility on their home loans. It also offers a manual redraw facility where a fee and minimum withdrawal amount applies. Contact Austral Mortgage for details.

If you’re in the market for a home loan, compare some of your options with Canstar:

Compare Home Loans

Austral Mortgage was established in 1992 by Guy and VIcky Edema. It’s a member of the Mortgage & Finance Association of Australia (MFAA) and has been fully accredited since 1992. The company’s Managing Director, Vicky Edema, is a former National President of the MFAA. Austral Mortgage has it’s head office in Sydney.

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Written by: Tamika Seeto | Last updated: December 5, 2018