Mortgage Choice Home Loans

Mortgage Choice

Alongside providing mortgage brokerage services, Mortgage Choice is also a provider of home loans, credit cards and other products.

What types of home loans does Mortgage Choice offer?

Mortgage Choice offers fixed and variable rate home loans. At the time of writing, Mortgage Choice products include the Basic Home Loan and the Plus Home Loan.

Canstar does not currently rate Mortgage Choice home loans, but you can compare other home loan providers on Canstar’s database:

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Mortgage Choice home loan features

  • Principal and interest or interest only accounts
  • Multiple loan accounts available
  • Additional payments on variable and fixed loans (a limit applies to fixed loans)
  • Redraw facility available on variable loans
  • Offset account available on Plus Home Loan
  • Funds can be used to build your home on new or existing land, or to renovate your existing home

The inclusions above represent a selection of the features that may be available with Mortgage Choice home loans. Canstar is not making any suggestion or recommendation to you about a particular product. Additional conditions may apply to different features. Check upfront with Mortgage Choice and ensure that you read the product disclosure statement (PDS) or other loan documentation to determine all the current loan terms and conditions for the product you are considering, and whether it meets your needs, before committing to it.

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Mortgage Choice home loans FAQs

If you decide to apply for a Mortgage Choice home loan, you can do this in person at a Mortgage Choice branch, over the phone or you can request to talk to a Mortgage Choice broker through its website.

But first you might like to take a look at our applying for a home loan checklist for some pointers, and use the Canstar website to compare other home loans before choosing a product that suits your needs:

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Mortgage Choice allows additional repayments on its variable loans and up to $10,000 per loan account per year on its fixed loans. Terms and conditions may apply. Contact Mortgage Choice for details.

To give you an idea of how making extra repayments could save you money in interest over the life of your loan, you might like to try our Extra Repayments Calculator.

Home Loans Extra Repayments Calculator

Mortgage Choice offers a redraw facility up to $10,000 each year without additional fees on its variable home loans. Contact Mortgage Choice for details.

If you’re in the market for a home loan, compare some of your home loan options with Canstar:

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Mortgage Choice was established in 1992 andsays its aim was to create a national network of mortgage brokers. Mortgage Choice has since become a fully-fledged financial services provider.

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Written by: Tamika Seeto | Last updated: December 17, 2018

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