My Credit Union Home Loans
Loan options: What My Credit Union home loans offer
Here’s a snapshot of My Credit Union’s fixed home loans currently on offer for a loan amount of $600,000 in New South Wales. Please note that this table is formulated based on paying both principal and interest and results are sorted by our Star Rating (highest to lowest). To compare other home loans, please click here.
The inclusions below represent a selection of the features available with a standard variable rate home loan for an owner occupier. Canstar is not making any suggestion or recommendation to you about this product. Additional conditions may apply to different features. Please see our comparison tables for more detailed information about products on offer from this provider. Please ensure that you read the product disclosure statement (PDS) to determine all the current loan terms and conditions for the product you are considering.
Variable home loan features
- No ongoing fees
- 100% Offset Facility available
- Special discounted variable rate
- No penalties for extra repayments
- Available for home loans $250,000+
- Redraw facility available
- Repayments may be made weekly, fortnightly, or monthly
What types of home loans does My Credit Union offer?
At the time of writing My Credit Union offers the following types of home loans:
Find out about how different types of home loans work here.
See our comparison tables for details of My Credit Union home loans:
How to apply for a My Credit Union home loan
Applying for a My Credit Union home loan is a simple process; just compare home loans on the Canstar website and apply online on the My Credit Union website for the loan of your choice. For more help applying, you can speak to a My Credit Union consultant by calling 1300 655 116 (9am to 5pm Monday to Friday).
Follow our applying for a home loan checklist, and use the Canstar website to compare My Credit Union home loans with other home loans before choosing a product that suits your needs:
Compare Home Loans from 1.69% (comparison rate^ 3.49%)
My Credit Union FAQs
Yes, My Credit Union allows extra repayments on its variable interest home loans. Terms and conditions apply; contact your lender for details.
Find out how making extra repayments could save money in interest over the life of your loan in this article or use our Extra Repayments Calculator for yourself:
Yes, My Credit Union’s variable rate home loans offer a redraw facility. Fees and charges may apply to use of a redraw facility; contact your lender for details or learn more about redraw facilities here.
If you’re in the market for a home loan, compare your home loan options with Canstar:
Created in 2011 as a merger between Resources Credit Union and Industries Mutual Credit Union, My Credit Union aims to be big enough to provide its customers with competitive financial services, while still small enough to provide the personal service that credit unions are famous for. It offers the best of both worlds.
Unlike banks that make billion-dollar profits from customers to return to stakeholders as dividends, My Credit Union seeks to pass on potential profits to its members through lower loan rates, higher deposit rates and lower fees.
My Credit Union also supports a number of local community events and organisations. A few of these include:
- Jeans for Genes Day
- Daffodil Day
- Bandaged Bear
- Cumberland Hospital Fete
- Children’s Hospital Education and Research Institute (CHERI) Conference
- Griffith Swans Football and Netball Club
- MS Society
- Australia’s Biggest Morning Tea