Fox Symes Home Loans

Fox Symes is an Australian provider of home loans, specialising in loans aimed at those seeking to refinance an existing loan or consolidate debt.

It says it caters to borrowers in “unique financial circumstances” including those with an adverse credit history, existing home loan arrears, an irregular income or issues with debt.

What home loans does Fox Symes offer?

Standard variable home loans
For loans up to $2 million, with features Fox Symes says may include 100% offset account and redraw facility.

Investment home loans
Fox Symes offers variable or fixed interest investment home loans, with options for interest only repayments.

Fixed rate home loans
With fixed rate terms of between 1 and 5 years advertised.

Debt consolidation home loans
At the time of writing, Fox Symes advertises a free debt consolidation home loan analysis which it claims can show borrowers how much they can save by consolidating their debt.

Fox Symes also advertises home loan products aimed at borrowers with bad credit and those who are self-employed.

Canstar does not currently compare Fox Symes home loans, but you can compare other home loans providers on Canstar’s database:

Compare Home Loans

Fox Symes home loan features

At the time of writing, Fox Symes states that it offers the following features across its range of products. However, all features may not apply to a single product.

  • No ongoing fees
  • Redraw facility available (on selected products)
  • 100% offset account (on selected products)
  • Additional repayments allowed (on selected products)
  • No fee for early repayment (on selected products)
  • Repayments may be made weekly, fortnightly, or monthly
  • Apply online

The inclusions above represent a selection of the features available with certain Fox Symes home loans at the time of writing. Canstar is not making any suggestion or recommendation to you about a particular product. Additional conditions may apply to different features. Check upfront with Fox Symes and ensure that you read the product disclosure statement (PDS) or other loan documentation to determine all the current loan terms and conditions for the product you are considering, and whether it meets your needs, before committing to it.

Fox Symes Home Loans FAQs

Consider following our applying for a home loan checklist, and use the Canstar website to compare other home loans before choosing a product that suits your needs (Canstar does not currently compare Fox Symes home loans).

Compare Home Loans

If you decide to apply for a Fox Symes home loan, you can do this online through its website.

Fox Symes allows extra repayments on certain variable interest home loans. Terms and conditions may apply. Contact Fox Symes for details.

Find out how making extra repayments could impact the total amount of interest you pay using our calculator.

Home Loans Extra Repayments Calculator

Fox Symes says it offers a redraw facility on certain loan products at the time of writing, but terms and conditions may apply. If you are interested in a redraw facility, contact Fox Symes for details.

If you’re in the market for a home loan, compare your options with Canstar:

Compare Home Loans

Fox Symes was established in 2000. It is a subsidiary of FSA Group Limited, a public company listed on the Australian Securities Exchange. FSA Group Limited says it is the largest provider of debt solutions to individuals and businesses in Australia.

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Written by: Sam Bloom | Last updated: November 20, 2018