ChoiceLend Home Loans
What types of home loans does ChoiceLend offer?
At the time of writing, ChoiceLend offers the following types of home loans:
- Variable-rate loans
- Fixed-rate loans (one to five year terms available)
- Construction loans
Canstar does not currently compare ChoiceLend home loans, but you can compare other home loan providers on Canstar’s database:
ChoiceLend home loan features
- Owner-occupied or investment options available
- Principal and interest or interest-only (up to 10 years for an investment loan and up to five years for a personal loan)
- 30 year maximum loan term
- Redraw facility (fees may apply)
- Unlimited loan splits
- Repayment weekly, fortnightly or monthly
- Ability to make additional repayments (limits on fixed-rate loans)
- Repayment through salary credit or direct debit
- Management via internet, phone and BPAY
The inclusions above represent a selection of the features that may be available with ChoiceLend home loans. Canstar is not making any suggestion or recommendation to you about a particular product. Additional conditions may apply to different features. Check upfront with ChoiceLend and ensure that you read the product disclosure statement (PDS) or other loan documentation to determine all the current loan terms and conditions for the product you are considering, and whether it meets your needs, before committing to it.
ChoiceLend home loans FAQs
You can only apply for a ChoiceLend home loan through a Choice mortgage broker. You can also contact ChoiceLend direct over the phone or via email for assistance.
But first you might like to take a look at our applying for a home loan checklist for some pointers, and use the Canstar website to compare other home loans before choosing a product that suits your needs:
ChoiceLend allows extra repayments on its variable rate home loans and, at the time of writing, on its fixed rate home loans up to $20,000 per fixed rate term. Break costs and other fees may apply. Contact ChoiceLend for details.
To give you an idea of how making extra repayments could save you money in interest over the life of your loan, you might like to try our Extra Repayments Calculator.
ChoiceLend offers a redraw facility on their variable-rate home loans. Fees and charges may apply to the use of a redraw facility. Contact ChoiceLend for details.
If you’re in the market for a home loan, compare some of your options with Canstar: