Adelaide Bank Home Loans

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Adelaide Bank is a provider of home loans, investment loans, personal loans, car insurance, home insurance, and travel insurance.

Loan Options: What Adelaide Bank home loans offer

Here’s a snapshot of Adelaide Bank’s variable home loans currently on offer for a purchase value of $600,000 in NSW. Please note that this table is formulated based on paying both principal and interest and results are sorted by comparison rate (highest to lowest). To compare other home loans, please click here.

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The inclusions below represent a selection of the features available with either a basic variable rate home loan or a premium variable rate home loan for an owner occupier. Canstar is not making any suggestion or recommendation to you about this product. Additional conditions may apply to different features. Please see our comparison tables for more detailed information about products on offer from this provider. Please ensure that you read the product disclosure statement (PDS) to determine all the current loan terms and conditions for the product you are considering.

Variable home loan features

  • Offset account available (100% offset account)
  • Redraw facility available
  • Additional repayments allowed
  • No fee for early repayment
  • Repayments may be made weekly, fortnightly, or monthly

What types of home loans does Adelaide Bank offer?

At the time of writing, Adelaide Bank offers the following types of home loans:

  • Variable rate home loan
  • Fixed rate home loan
  • “Low cost” home loan

Find out about how different types of home loans work here.

See our comparison tables for details of Adelaide Bank home loans:

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Adelaide Bank FAQs

You will need a mortgage broker to apply for an Adelaide Bank home loan. If you don’t already have a mortgage broker, you can request an introduction to one with the online enquiry form on the Adelaide Bank website. You can also speak to an Adelaide Bank consultant and on the phone, by calling on 1300 652 220 (open Mon-Sat).

Follow our applying for a home loan checklist, and use the Canstar website to compare Adelaide Bank home loans with other home loans before choosing a product that suits your needs:

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Yes, Adelaide Bank allows extra repayments on their variable interest home loans. Terms and conditions apply; contact your lender for details.

Yes, Adelaide Bank’s variable rate home loans offer a redraw facility. Fees and charges may apply to use of a redraw facility; contact your lender for details.

If you’re in the market for a home loan, compare your home loan options with Canstar:

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Adelaide Bank was formed by the merger of the Hindmarsh Building Society and the Co-Operative Building Society of South Australia in 1992. It was renamed the Adelaide Bank in 1994.

2007 saw Adelaide Bank merge with Bendigo Bank, resulting in Australia’s sixth largest bank by capitalisation. The joint Bendigo and Adelaide Bank has some 82,000 shareholders and assets of more than $52 billion.

Adelaide Bank is the dedicated intermediary lending business of Bendigo and Adelaide Bank.

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Smartfit Variable 90%

CANSTAR Research
Rating:
Award: 2017 Home Loan Star Ratings - Established Variable $350,000

Showing products in Canstar’s database with links to lenders’ websites. The display is sorted by the advertised interest rate (lowest to highest), then provider name (alphabetically).

Source: Canstar. Based on residential variable home loans available for a loan amount of $600,000 at 80% LVR, and available for Principal and Interest repayments. 
*Comparison rate based on loan amount of $150,000. Read the Comparison Rate Warning.

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Written by: Tim Smith | Last updated: