St. George Bank Home Loans

St George Bank Home Loans

St. George Bank is a provider of home loans, personal loans, banking and investment products, as well as home, landlord and other insurances.

What home loans does St. George Bank offer? 

If you’re currently considering a home loan, the comparison table below displays some of the variable rate home loans on our database from St. George Bank that are available for first home buyers. This table is sorted by Star Rating (highest to lowest), followed by comparison rate (lowest-highest). Products shown are principal and interest home loans available for a loan amount of $350K in NSW with an LVR of 80% of the property value. Before committing to a particular home loan product, check upfront with your lender and read the applicable loan documentation to confirm whether the terms of the loan meet your needs and repayment capacity. Use Canstar’s home loan selector to view a wider range of home loan products.

*Comparison rate based on loan amount of $150,000 and a term of 25 years. Read the Comparison Rate Warning

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St. George Bank home loan features

Depending on which option you choose, a St. George home loan may include: 

  • Offset facility 
  • Redraw facility 
  • Option to split your loan 
  • Additional repayments allowed 
  • Repayment holiday (pause or reduce repayments) subject to approval 
  • Repayments may be made weekly, fortnightly, or monthly

The inclusions above represent a selection of the features available with St. George home loans. Canstar is not making any suggestion or recommendation to you about this product. Additional conditions may apply to different features. Please see our comparison tables for more detailed information about products on offer from this provider. Check upfront with St. George and please ensure that you read the product disclosure statement (PDS) or other loan documentation to determine all the current loan terms and conditions for the product you are considering and whether it meets your needs, before committing to it.

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St. George Bank Home Loans FAQs

Before getting started, you might first like to take a look at our applying for a home loan checklist for some pointers, and use the Canstar website to compare home loans with other providers before choosing a product that suits your needs.

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If you decide to apply for a St. George home loan you can do this by enquiring online, over the phone, or visiting a St. George branch.

At the time of writing, St. George Bank allows unlimited extra repayments on its variable interest home loans and extra repayments of up to $30,000 on their fixed rate home loans without break costs or fees applying. For fixed loans taken up prior to the 18th of August 2019, however, a repayment limit of $10,000 per year applies. 

For more terms and conditions, visit the St. George Bank website.

To give you an idea of how making extra repayments could save money in interest over the life of your loan, you might like to try our Extra Repayments Calculator.

Home Loans Extra Repayments Calculator

Yes, St. George Bank offers redraw facilities on several of their home loan products. This is subject to approval by St. George. 

Fees and charges may apply to customers who redraw funds from their home loan. Contact St. George Bank for details.

If you’re in the market for a home loan, you can compare your options with Canstar.

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St. George Bank was founded in 1937 in the suburbs of Southern Sydney as a co-operative building society. It achieved full banking status in July 1992. In 2008, St. George became part of the Westpac Group.

St. George has a number of community and environmentally supportive initiatives, such as providing Disaster Relief Packages for affected customers.

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Written by: Eliza Parry-Okeden | Last updated: