Orange Credit Union Home Loans

Orange Credit Union logo

Orange Credit Union is a provider of home loans, personal loans, car loans, bank accounts, investment accounts and insurance products. Orange Credit Union services those who live in Orange (NSW), its surrounding districts or have family ties to the Orange community.

Loan Options: What Orange Credit Union home loans offer

Here’s a snapshot of Orange Credit Union’s home loans currently on offer for a loan amount of $600,000 in NSW. Please note that this table is formulated based on paying both principal and interest and the results are sorted by monthly repayment (lowest to highest). Before committing to a particular home loan product, check upfront with your lender and read the applicable loan documentation to confirm whether the terms of the loan meet your needs and repayment capacity.  *Comparison rate based on loan amount of $150,000. Read the Comparison Rate Warning. Use Canstar’s home loan comparison selector to view a wider range of home loan products. To compare other home loans, please click here.

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What types of home loans does Orange Credit Union offer?

Orange Credit Union offers variable and fixed rate home loans.

At the time of writing, Orange Credit Union offers the following variable rate home loans for owner-occupiers and investors:

  • 1 Year Discounted Variable Rate Home Loan
  • 2 Year Discounted Variable Rate Home Loan
  • 3 Year Discounted Variable Rate Home Loan
  • Base Variable Rate Home Loan
  • Standard Variable Rate Home Loan

At the time of writing, Orange Credit Union offers the following fixed rate home loans for owner-occupiers and investors:

  • 1 Year Fixed Rate Home Loan
  • 2 Year Fixed Rate Home Loan
  • 3 Year Fixed Rate Home Loan

Orange Credit Union also offers bridging loans and interest only options.

Compare other home loan providers on Canstar’s database:

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Orange Credit Union home loan features

  • Ability to increase loan amount
  • Additional payments accepted
  • No annual fee
  • Redraw facility available
  • Repayments may be made monthly, fortnightly or weekly
  • Variable and lump sum repayments

The inclusions above represent a selection of the features that may be available with certain Orange Credit Union home loans. Canstar is not making any suggestion or recommendation to you about a particular product. Additional conditions may apply to different features. Check upfront with Orange Credit Union and ensure that you read the product disclosure statement (PDS) or other loan documentation to determine all the current loan terms and conditions for the product you are considering, and whether it meets your needs, before committing to it.

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Orange Credit Union home loans FAQs

Before getting started, you might first like to take a look at our applying for a home loan checklist for some pointers, and use the Canstar website to compare home loans with other providers before choosing a product that suits your needs.

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If you decide to apply for an Orange Credit Union home loan, you can do this through its website, over the phone or in person at an Orange Credit Union office.

Orange Credit Union says it allows additional repayments for no fee on its home loans at the time of writing. Terms and conditions may apply. Contact Orange Credit Union for details.

To give you an idea of how making extra repayments could save you money in interest over the life of your loan, you might like to try our Extra Repayments Calculator.

Home Loans Extra Repayments Calculator

Orange Credit Union offers a redraw facility on its home loans. Orange Credit Union says no redraw fee applies. Contact Orange Credit Union for details.

If you’re in the market for a home loan, compare some of your home loan options with Canstar:

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Orange Credit Union was established in 1964 with only 19 members. Today, Orange Credit Union says it services over 13,500 members in the Orange community and surrounding areas. If you live in Orange, its surrounding districts or have family ties to the Orange community, you may be are eligible to become an Orange Credit Union member.

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Written by: Tamika Seeto | Last updated: January 30, 2019