Virgin Money Home Loans

Virgin Money logo

Virgin Money is a provider of home loans, credit cards, savings accounts, car insurance, travel insurance, home and contents insurance, income protection, life insurance and superannuation accounts.

Loan options: What Virgin Money home loans offer

Here’s a snapshot of Virgin Money’s variable home loans currently on offer for a purchase value of $600,000 in New South Wales. Please note that this table is formulated based on paying both principal and interest whilst being sorted by our Star Rating (highest to lowest). To compare other home loans, please click here.

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What type of home loans does Virgin Money offer?

At the time of writing, Virgin Money offers the following types of home loans:

  • Variable rate home loan
  • Fixed rate home loan

Variable home loan features

  • Switch between variable and fixed rate as needed
  • Offset facility available
  • Split facility available
  • Additional repayments allowed
  • Repayments may be made weekly, fortnightly or monthly

Find out about how different types of home loans work here.

How to apply for a Virgin Money home loan

Applying for a Virgin Money home loan is a simple process;

Follow our applying for a home loan checklist, and use the Canstar website to compare Virgin Money home loans with other home loans before choosing a product that suits your needs:

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Virgin Money FAQs

Yes, Virgin Money allows you to make additional repayments on its variable rate home loan products.

Yes, Virgin Money allows you to redraw funds from your variable interest rate home loans if you have made more than the minimum repayments. Only the additional funds paid will be available for redraw.

Virgin Money allows you to make payments via direct debit, internet banking, BPAY, bank transfer or cheque.

If you’re in the market for a home loan, compare your home loan options with Canstar:

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Virgin Money is an Australian financial services company, currently serving over 150,000 customers. Owned by the Bank of Queensland, it was launched in 2003. Initially only offering superannuation and home loans, Virgin Money now offers a suite of financial products and services, including home loans, credit cards, savings accounts, car insurance, travel insurance, home and contents insurance, income protection, life insurance and superannuation accounts.

As Velocity is the frequent flyer program of Virgin Australia, members of Virgin Money can easily earn points towards flights and travel expenses. Members can redeem their points for flights to over 500 destinations worldwide and can use their points to buy retail products from over 150 online stores.

Reward Me - Owner Occupier

Canstar Research
Rating:
Award: Outstanding Value Home Loans

Variable Home Loan

$600K

2017 Star Ratings Report

Written by: James Hurwood | Last updated:

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