Virgin Money Home Loans
Loan options: What Virgin Money home loans offer
Here’s a snapshot of Virgin Money’s variable home loans currently on offer for a purchase value of $600,000 in New South Wales. Please note that this table is formulated based on paying both principal and interest whilst being sorted by our Star Rating (highest to lowest). To compare other home loans, please click here.
What type of home loans does Virgin Money offer?
At the time of writing, Virgin Money offers the following types of home loans:
- Variable rate home loan
- Fixed rate home loan
Variable home loan features
- Switch between variable and fixed rate as needed
- Offset facility available
- Split facility available
- Additional repayments allowed
- Repayments may be made weekly, fortnightly or monthly
Find out about how different types of home loans work here.
See our comparison tables for details of Virgin Money home loans:
How to apply for a Virgin Money home loan
Applying for a Virgin Money home loan is a simple process;
Follow our applying for a home loan checklist, and use the Canstar website to compare Virgin Money home loans with other home loans before choosing a product that suits your needs:
Virgin Money FAQs
Yes, Virgin Money allows you to make additional repayments on its variable rate home loan products.
Yes, Virgin Money allows you to redraw funds from your variable interest rate home loans if you have made more than the minimum repayments. Only the additional funds paid will be available for redraw.
Virgin Money allows you to make payments via direct debit, internet banking, BPAY, bank transfer or cheque.
If you’re in the market for a home loan, compare your home loan options with Canstar:
Virgin Money is an Australian financial services company, currently serving over 150,000 customers. Owned by the Bank of Queensland, it was launched in 2003. Initially only offering superannuation and home loans, Virgin Money now offers a suite of financial products and services, including home loans, credit cards, savings accounts, car insurance, travel insurance, home and contents insurance, income protection, life insurance and superannuation accounts.
As Velocity is the frequent flyer program of Virgin Australia, members of Virgin Money can easily earn points towards flights and travel expenses. Members can redeem their points for flights to over 500 destinations worldwide and can use their points to buy retail products from over 150 online stores.
Showing products in Canstar’s database with links to lenders’ websites. The display is sorted by the advertised interest rate (lowest to highest), then provider name (alphabetically).
Source: Canstar. Based on residential variable home loans available for a loan amount of $350,000 at 80% LVR, and available for Principal and Interest repayments.
*Comparison rate based on loan amount of $150,000. Read the Comparison Rate Warning.