Virgin Money Home & Contents Insurance

Virgin Money is a provider of home insurance, contents & landlord insurance, home loans, credit cards, savings, accounts, superannuation and various other forms of insurance.

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See below for a snapshot of Virgin Money’s home and contents insurance products on offer for a home owner under 50 living in New South Wales to replace building and contents worth less than $550,000.

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What do Virgin Money home and contents insurance policies cover?

Virgin money offers home insurance, contents insurance and combined home and contents insurance.

Home Building Insurance

  • Provides protection for:
  • Garages and other outbuildings
  • Patios and permanent decking
  • Clotheslines and aerials
  • Swimming pools and spas
  • Tiles and floor coverings
  • Fixtures and fittings connected to gas, electrical, plumbing and sewerage
  • Optional flood cover
  • Cover for fire and explosions, storms, theft, earthquakes, lightning and more
  • Cover for up to the sum insured plus a safety net

Contents Insurance

  • Provides protection for:
  • Furniture and furnishings
  • Electrical appliances
  • Clothing
  • Personal effects
  • Carpets and blinds
  • Tools and equipment
  • Optional cover for valuables and items away from the insured address
  • Optional flood cover
  • Cover for fire and explosions, storms, theft, earthquakes, lightning and more

Home and Contents Insurance

Virgin Money home and contents insurance offers all of the above benefits of both Home Building Insurance and Contents Insurance in a combined package. You can also receive a 30% discount if you purchase a Virgin Money home and contents insurance policy online.

For a complete list of inclusions and exclusions, make sure you read Virgin Money’s relevant Product Disclosure Statement (PDS) documents.

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How do I apply for a Virgin Money home and contents insurance policy?

To apply for a Virgin Money home insurance policy, first compare your options in Canstar’s home insurance comparison tables. Then go to Virgin Money’s website and get a quote. This process should only take a few minutes at most.

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Virgin Money FAQs

For landlords, a better option than home insurance is landlord insurance. Landlord insurance covers you for the same things as a home insurance policy, but with several important additions to cover you against risks from your tenants.

With Virgin Money, you can extend your cover to also include landlord insurance. This policy will cover you for:

  • A loss of rental income if your property is unable to be occupied
  • Fixtures and fittings – damage caused by an insured event
  • Optional cover:
  • Loss of rent if a tenant defaults on their payments
  • Damage or theft caused by tenants or their visitors

If you have a recent and accurate estimate for the value of your home and contents, then it’s often a good idea to insure up to that particular sum to get your exact money’s worth.

If you don’t have an accurate idea of the above value, then you could insure for a complete replacement to give yourself peace of mind. Find out how much home insurance you need and how much contents insurance you need.

If you need to make a claim on your home insurance policy, then doing so with Virgin Money is a straightforward process. There are five different ways to claim with Virgin Money:

  1. Visit the Virgin Insurance Hub online 24/7 to manage your policy online
  2. Call the 24/7 hotline on 1800 622 884
  3. Call 1800 069 336 only in an emergency
  4. Fill out an online claims form for and wait for a Virgin Money representative to contact you
  5. Email supporting documents to csd@virgininsurance.com.au

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Virgin Money is an Australian financial services company, currently serving over 150,000 customers. Owned by the Bank of Queensland, it was launched in 2003. Initially only offering superannuation and home loans, Virgin Money now offers a suite of financial products and services, including car insurance, home insurance, landlord insurance, travel insurance, life insurance, income protection insurance, business insurance and credit cards.

As Velocity is the frequent flyer program of Virgin Australia, members of Virgin Money can easily earn points towards flights and travel expenses. Members can redeem their points for flights to over 500 destinations worldwide and can use their points to buy retail products from over 150 online stores.

The table below displays a snapshot of five home and contents products on Canstar’s database with direct links to the providers’ websites, sorted by Star Rating (highest to lowest). These results are based on a policy holder under 50 years old in New South Wales and ACT for building and contents worth less than $550,000.

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Virgin Money Home & Contents

Canstar Research
Rating:
Award: Outstanding Value Home Insurance

New South Wales

> $550,000

2017 Star Ratings Report

Written by: William Jolly | Last updated: