Aon Home & Contents Insurance
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Here’s a snapshot of Budget Direct Home and Contents Insurance policies for amounts below $550K in New South Wales. To compare other home and contents insurance policies, click here.
What do Aon Home and Contents Insurance policies cover?
Aon’s Home Insurance provides benefits for the following key events:
- Fire, explosion and storm damage
- Flood cover
- Accidental breakage of fixtures
- Natural disasters
- Theft, burglary and malicious damage
- Water damage
- Removal of debris following an incident, up to 10% of building sum insured
- Alternative accommodation, up to 10% of building sum insured
- $20 million legal liability cover
- Up to $5,000 legal expenses cover
Aon Contents Insurance
Aon Contents Insurance provides the following key benefits:
- New-for-old contents replacement
- Bicycle cover up to $20,000
- Up to $5,000 credit card theft and misuse cover
- Clothing and personal effects cover
- Extra insurance for high-value items, up to $2,500 per item and up to 20% of contents sum insured in total
- Items away from insured address, within Australia and New Zealand
All of Aon’s policies come with a no claims bonus on premiums, the ability to adjust your premium and excess, and flexible payment options.
Aon Master Trust FAQs
Building insurance covers any part of your house that is permanently fixed and not intended to move, such as your walls and roof, and even the light on your front porch. Contents insurance covers all the items within your house that are not permanent fixtures, i.e. you could move them between houses. Find out more about home and contents insurance here.
As a renter, you don’t need home insurance because your landlord should have insurance for the building you live in, and if you live in a unit/apartment or townhouse, the body corporate is legally required to have building insurance for the building. But you should certainly get contents insurance to protect your own possessions.
For landlords, a better option than home insurance is landlord insurance. Landlord insurance covers you for the same things as a home insurance policy, but with several important additions to cover you against risks from your tenants.
Depending on your choice of cover, Aon Landlord Insurance may cover repairs for damage caused by your tenants, or your legal fees if you need to sue tenants who are not paying rent. Compare landlord insurance here:
If you have a recent and accurate estimate for the value of your home and contents, then it’s often a good idea to insure up to that particular sum to get your exact money’s worth.
If you don’t have an accurate idea of the above value, then you could insure for a complete replacement to give yourself peace of mind. Find out how much home insurance you need and how much contents insurance you need.
Aon provides a 24/7 claims hotline, allowing you to make a claim no matter the time or place. In order to make a claim, you can simply call Aon on 1300 134 256 to speak to an Aon customer service representative who will guide you through the process.
Aon was founded by American Businessman Patrick Ryan in 1971 as Ryan Insurance Group, and eventually made its first significant merger with Combined International Corporation in 1982. The company now known as Aon was renamed in 1987 upon its listing on the New York Stock Exchange.
Aon has since grown to become the world’s largest insurance broker, claiming the number one spot worldwide for reinsurance brokering and employee benefits consulting. Aon has acquired multiple large insurance and consulting firms worldwide in the ensuing three decades, ensuring wide-ranging services and deep expertise across the majority of countries in the world. Aon currently employs more than 72,000 people in more than 120 countries.
Aon has global initiatives in place to minimise its environmental impact. The company has introduced extensive recycling programs, motion-sensitive or timed lighting in buildings, energy-efficient computers and machinery, and widespread use of video conferencing to reduce air and car travel. Aon volunteers also help to restore the habitats of several endangered native species, an initiative run in partnership with Conservation Volunteers Australia.
Aon is also a major contributor to community causes through the Aon Charitable Foundation. The foundation was established in 2006 and provides support for four key charities:
- CREATE Foundation, which supports young people in out-of-home care
- Conservation Volunteers Australia
- The Beacon Foundation, which assists young Australians transitioning from education to employment
- Black Dog Institute, which focuses on improving mental health and wellbeing
These four charities fall in line with the ACF’s main focuses of supporting education, human welfare, healthcare and environmental conservation.
In addition to financial support, Aon provides its employees with an annual volunteering leave day. In 2016, this day saw 875 Aon employees providing their time and expertise to over 100 different charitable activities.