ING Home & Contents Insurance
Compare home and contents insurance
What do ING home and contents insurance policies cover?
ING lets you choose from home insurance, contents insurance or a combined home and contents insurance policy. The ten events that home and contents are covered for include:
- Fire
- Theft or attempted theft
- Malicious damage, vandalism, riot or civil commotion
- Breakage of glass, ceramic and sanitary fixtures
- Storms and rainwater
- Escape of liquid
- Lightning
- Explosion
- Earthquake or tsunami
- Impact at home, such as a vehicle or falling tree
Home insurance
ING home insurance covers you for:
- Some of the costs of rebuilding including demolition, and legal liability cover
- Natural disasters and extreme weather
- Accidental breakage, theft or vandalism
- Motor burnout
- Funeral expenses
- Temporary accommodation/rental costs
- Glass breakage
- Damage from a riot or civil commotion
Contents insurance
ING contents insurance covers:
- Theft, loss or damage of items including furniture, household goods, electrical appliances, furnishings, clothing and personal belongings
- Credit card theft/misuse
- Damage due to extreme weather
- Accidental damage
- Specified items away from home, anywhere in Australia and New Zealand
- Replacement of locks and keys
Home insurance
ING says its home insurance is designed to protect the structure of your home, inside and out. Coverage may include the physical structures that make up the home, like the walls and roof, as well as other fixtures on your property such as your garage, fence or in-ground swimming pool.
Features of ING home insurance include cover for:
- Some of the costs of rebuilding including demolition, and legal liability cover
- Some of the legal and administration costs to discharge your mortgage
- Home modifications to support paraplegia or quadriplegia
- Funeral expenses
- Temporary accommodation/rental costs
- Lost rental income for landlords
New ING Home Insurance policyholders may be eligible for a discount of up to 15% on their first year’s base premium when they apply online.
Contents insurance
ING says its contents insurance is designed to protect your belongings at your home, such as furniture, appliances, computers and personal effects like clothing, from the events listed above.
Features of ING’s contents insurance include cover for:
- Some of the costs of rebuilding including demolition, and legal liability cover
- Specified items away from home, anywhere in Australia
- Unattached equipment, spare parts, or accessories such as motor vehicles
- Replacement of locks and keys
- Food spoilage
- Uninsured contents belonging to guests and visitors
New ING Contents Insurance policyholders may be eligible for a discount of up to 15% on their first year’s base premium when they apply online.
Combined home and contents insurance
ING home and contents insurance offers all of the above benefits and inclusions of both home insurance and contents insurance in a combined package. At the time of writing, ING says policyholders may be eligible for a discount of up to 30% on their first year’s base premium when they combine home and contents insurance online.
Optional cover
ING also provides additional cover options to suit your situation, including cover for:
- Unspecified personal effects and higher value specified personal effects
- Motor burnout
- Commercial storage
- Flood
- Accidental damage
- Landlord expenses
How do I apply for an ING home and contents insurance policy?
To apply for an ING home and contents insurance policy, you can get a quote from ING by either calling them directly on 1800 456 406, or requesting one online via their website.