Australia Post Home & Contents Insurance
Compare Australian Post Home Insurance
See below for a snapshot of Australia Post’s home and contents insurance products on offer for a home owner under 50 living in New South Wales to replace building and contents worth less than $550,000.
What do Australia Post Home and Contents insurance policies cover?
Australia Post offers a 30% discount on a new Home and Contents Insurance policy when you buy online. It also offers a 24/7 claims helpline and an online claims service for a wide range of covered events. An automatic sum-insured adjustment at renewal is included, while there is also a 21-day money back guarantee on your premium if you cancel your policy without making a claim.
Home and Contents Insurance
Home and Contents Insurance covers you for the cost to repair, rebuild or replace your home and contents if they are lost, damaged or destroyed by fire, theft and bad weather, among other events. Australia Post will also offer a 30% discount when you sign up to the comprehensive cover online.
Home Building Insurance
Australia Post Home insurance only offers the one standalone policy for Home Insurance. It also offers a 15% discount when you sign up to a Home Insurance policy online. It will cover you for:
- Up to $20 million legal liability cover
- Home cover around your property – includes garages, verandas, fences, in-ground swimming pools and more.
- A wide range of insurance events – theft, rainwater, storm, fire and more.
- Accidental breakage – includes glass or ceramic fixtures like basins, baths and toilets.
- Temporary accommodation – Australia Post will contribute to costs of temporary relocation
- Debris removal
- Rebuilding
- Rental income cover – support for landlords while their investment property is out of use
- Explosion Cover
- Funeral expenses
- Mortgage discharge costs
Australia Post’s intensive risk assessment also means lower premiums for low-risk customers.
Contents Insurance
Australia Post Contents Insurance only offers the one policy option to choose from. It also offers a 15% discount when you sign up to a Contents Insurance policy online. It will cover you for:
- Contents including – furniture, clothing, carpets, blinds, tools, fittings, electrical appliances, above-ground swimming pools and more.
- A wide range of insured events – theft, rainwater, storm, fire and more.
- Accidental breakage – including basins, baths and toilets.
- Cover for moving house – your belongings are covered while in transit
- Open air contents coverage – contents in the open at the insured address
- Credit Card cover – up to $1000
- Uninsured guests’ contents – cover up to $500
- Replacement of Locks – up to $500
- Funeral Expenses
Optional Features
Australia Post Insurance offers a number of optional cover policies for those that wish to personalise their cover. These options are not all available across individual Home or Contents Insurance policies, but are available in the comprehensive Home and Contents Insurance package. They include:
- Personal Effects Cover
- Motor Burnout Cover
- Accidental Damage Cover
- Choice of excess options
- Sum Insured Safeguard
Australia Post FAQs
The table below displays a snapshot of five home and contents products on Canstar’s database with direct links to the providers’ websites, sorted by Star Rating (highest to lowest). These results are based on a policy holder under 50 years old in New South Wales and ACT for building and contents worth less than $550,000.