CHUBB Home & Contents Insurance
What do CHUBB home and contents insurance policies cover?
CHUBB’s Masterpiece policy was designed to provide cover for home, contents, fine art and jewellery. This is broken into its Deluxe House Coverage and Deluxe Contents Coverage.
Deluxe House Coverage
CHUBB’s Deluxe House Coverage provides cover against physical loss or damage to your home. CHUBB says its Deluxe House Coverage includes the following features:
- A possible free building appraisal to calculate an accurate sum insured
- Coverage of the full cost to rebuild your home after a covered loss
- Cash settlement if you decide not to rebuild your home
- Your choice of craftsmen for repairs
- Reasonable additional living expenses following a covered loss including accommodation for your pets, emergency clothing and essential purchases
Deluxe Contents Coverage
CHUBB’s Deluxe Contents Coverage provides cover against physical loss or damage to your contents. CHUBB says its Deluxe Contents Coverage includes the following features:
- Replacement cost without deduction for depreciation
- High limits for special contents including jewellery ($50,000 any one claim and $25,000 per item), fine arts (no limit) and antiques (no limit)
- Worldwide cover for accidental loss or damage
- Business property
- Guest property
- Food spoilage
For a complete list of inclusions and exclusions, make sure to read the Product Disclosure Statement (PDS).
Canstar does not currently compare CHUBB home and contents insurance, but you can compare other home insurance providers on Canstar’s database: