Suncorp Home & Contents Insurance

Suncorp is a provider of home insurance, contents & landlord insurance, car insurance, travel insurance, home loans, credit cards, superannuation and much more.

Compare Suncorp home and contents insurance

See below for a snapshot of Suncorp’s home and contents insurance products on offer for a home owner under 50 living in New South Wales to replace building and contents worth less than $550,000.

 

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What do Suncorp home and contents insurance policies cover?

Suncorp offers home insurance, contents insurance and combined home and contents insurance.

Home Building Insurance

With the classic cover level for Suncorp home building insurance, you’re automatically covered for:

  • Loss or damage to your home due to floods, storms, fires and theft
  • Temporary accommodation due to an insured event

Optional covers also include:

  • Accidental damage
  • Motor burnout
  • A safety net of 25% of the home’s sum insured

Contents Insurance

Suncorp contents insurance covers you for:

  • Loss or damage to the contents of your home from events such as floods, storms, fires and theft
  • Additional features such as artwork (up to $10,000 per item) or a set of artworks (up to $50,000 in total)

Optional covers also include:

  • Personal valuables
  • Motor burnout
  • Injury to pets (dogs and cats)

Home and Contents Insurance

Suncorp home and contents insurance offers all of the above benefits of both Home Building Insurance and Contents Insurance in a combined package.

By taking out a Suncorp home and contents policy online, you can also get $100 off the purchase price. Make sure you read Suncorp’s relevant Product Disclosure Statement (PDS) documents for more information about inclusions and exclusions.

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Suncorp FAQs

For landlords, a better option than home insurance is landlord insurance. Landlord insurance covers you for the same things as a home insurance policy, but with several important additions to cover you against risks from your tenants.

In 2017, Suncorp won the National Award for Outstanding Value Landlord Insurance. As well as the National Award, Suncorp also won in the following states:

Standard inclusions on Suncorp Landlord Insurance policies include:

  • Malicious damage caused by the tenant
  • Theft or burglary caused by the tenant, as well as the resulting rental losses
  • Up to $20 million in liability cover
  • Damage from storms, including damage to gates, fences, swimming pools and spas
  • Changing of locks following a claim for rental loss (up to $800)
  • The option to rebuild at another location under a building claim
  • Rental loss due to a variety of reasons:
  • An insured event
  • Rent default or tenants vacating the property unannounced
  • The death of the sole tenant (not if there are multiple) for up to two weeks
  • Tenants who have obtained a financial hardship order (up to four weeks)
  • Prevention of access (up to 14 weeks or $4,000)

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If you have a recent and accurate estimate for the value of your home and contents, then it’s often a good idea to insure up to that particular sum to get your exact money’s worth.

If you don’t have an accurate idea of the above value, then you could insure for a complete replacement to give yourself peace of mind. Find out how much home insurance you need and how much contents insurance you need.

Making a claim with Suncorp on a home and contents insurance policy is easy; just visit its claims page and follow these three easy steps:

  1. Have your Suncorp policy number ready, as well as the details of what has been affected.
  2. Lodge your claim online, 24/7. This will take a maximum of 10 minutes.
  3. Track your claim to view its progress; Suncorp will take it from there.

 

To apply for a Suncorp home insurance policy, first compare your options in Canstar’s home insurance comparison tables. You then simply get a quote using Suncorp’s quote generator, which takes less than five minutes. You can also call Suncorp on 13 11 55.

Suncorp is one of the largest insurance providers in Australia, currently holding $96 billion in assets. Founded all the way back in 1919 as the State Government Insurance Office, Suncorp Group now employs nearly 14,000 people across Australia and New Zealand, and it owns many trusted brands, such as AAMI, Shannons, APIA and Terri Scheer.

Suncorp has won a host of awards with Canstar, such as the 2016 Outstanding Value Home & Contents Insurance Award and Innovation Awards in both 2016 and 2017.

Classic Extras Home & Contents

Canstar Research
Rating:
Award: Outstanding Value Home Insurance

New South Wales

> $550K

2017 Star Ratings Report

Written by: William Jolly | Last updated: