Shannons Home & Contents Insurance
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What do Shannons home and contents insurance policies cover?
Shannons offers home insurance, contents insurance and a combined home and contents insurance policy which provides cover for loss or damage caused by an insured event. The policies have the option to include accidental cover, which extends the cover to the accidental breakage, loss or damage of insured home, contents or enthusiast items.
Insured events include:
- Fire and explosions
- Floods and storms
- Earthquakes and lightning
- Theft, burglary, malicious acts and vandalism
- Escape of liquid
- Impact
- Damage by animal
- Riot, civil commotion or public disturbance
Optional cover can also be added to the policy to insure for the following events:
- Accidental breakage of glass
- Motor burnout
- Removal of debris (up to 10% of your contents sum insured)
Home insurance
Shannons says its home insurance is designed to protect the structure of your home, inside and out. Coverage may include the physical structures that make up the home, like the walls and roof, as well as other fixtures on your property such as your garage, fence or swimming pool.
In addition to the insured events listed above, additional cover for home insurance can be provided for:
- Loss of rent due to an insured event
- Repair/rebuilding costs (up to 10% of your contents sum insured)
- Temporary accommodation for up to 4 weeks
- Home modifications to support paraplegia or quadriplegia
- Damage to garden and plants
- Environmental improvements
- Lock replacement
Contents insurance
Shannons says its contents insurance is designed to protect your belongings that are permanently attached to your home, such as furniture, appliances, computers, clothing and textiles. In addition, it also covers contents that are vehicles, watercraft or aircraft such as golf carts, ride-on mowers and watersport equipment. Shannons provides contents insurance only if you live in a unit or if you are a tenant.
In addition to the insured events listed above, Shannons provide additional optional cover for:
- Temporary accommodation for tenants
- Costs to re-establish important documents
- Storage of undamaged contents
- Enthusiast items such as automotive memorabilia, spare parts and accessories
- Contents in commercial storage
- Vehicle injury to dogs or cats
- Specified items away from home, anywhere in Australia
Home and contents insurance
Features of Shannons home and contents insurance include:
- Annual premiums with the ability to pay monthly quarterly or half yearly without extra charges
- Eligibility for existing Shannons motor insurance policy holders to receive a discount of up to 10% on their home and contents insurance premium (at the time of writing)
How do I apply for a Shannons home and contents insurance policy?
To apply for Shannons home insurance policy, first compare your options in Canstar’s home insurance comparison tables. To apply for an ING home and contents insurance policy, you can get a quote from Shannons by either calling them directly on 13 46 46, or requesting one online via their website.