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Ozicare Home & Contents Insurance
Compare Ozicare Home and Contents Insurance
The table below displays a snapshot of Ozicare’s home and contents insurance policies on Canstar’s database. The results are based on a policyholder under 50 years in Victoria for building and contents worth less than $550,000. If you are considering a Ozicare home and contents insurance policy, check upfront with Ozicare and read the PDS to confirm the details of the policy and whether it meets your needs before committing to it.
What do Ozicare Home and Contents Insurance policies cover?
Ozicare lets you choose from building insurance, contents insurance or combined building and contents insurance.
For both home and contents insurance, Ozicare says it insures policyholders for the following events:
- Fire and explosion
- Theft or attempted theft
- Malicious damage, vandalism, riot or civil commotion
- Accidental breakage of glass, ceramic or sanitary fixtures
- Storm and rainwater
- Lightning
- Earthquake
- Reasonable costs to investigate the sudden escape of liquid (such as when a pipe bursts)
- Impact caused by vehicle, falling object, falling tree or branch, animal or bird etc.
- Removal of debris and costs of rebuilding
- Temporary accommodation costs
Home Insurance
According to Ozicare, its home insurance also covers you for:
- Mortgage discharge costs
- Legal liability as owner or owner-occupier
Contents Insurance
Ozicare says its contents-only insurance covers:
- Replacement of locks when keys are stolen
- Contents in the open air
- Cover for food spoilage caused by an insured event
- Contents temporarily removed
- Contents when moving to a new address in Australia
- Credit or transaction card
- Guest and visitor belongings
- Legal liability
Home and Contents Insurance
Ozicare home and contents insurance offers the benefits of both building insurance and contents insurance in a combined package. At the time of writing, Ozicare says you can get 30% off your premium if you combine your home and contents policies and buy online.
For a complete list of inclusions and exclusions, make sure to read the Product Disclosure Statement (PDS).
