National Seniors Home & Contents Insurance

National Seniors Insurance is a provider of home and contents insurance, car insurance, life insurance and travel insurance.

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Here’s a snapshot of National Seniors home and contents insurance policies for policy holders aged below 50 years, whose total claimable amount is below $550K in New South Wales. To compare other home and contents insurance policies, click here.

 

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What do National Seniors home and contents insurance policies cover?

National Seniors Insurance lets you choose from home insurance, contents insurance or a combined home and contents insurance policy. All come with several bonuses such as discounts and extra benefits for combined cover, as well as fast policy access.

Home insurance

National Seniors home insurance covers you for:

  • Some of the costs of rebuilding including demolition, and legal liability cover
  • Natural disasters and extreme weather
  • Accidental breakage, theft or vandalism
  • Motor burnout
  • Compensation for death
  • Temporary accommodation/rental costs
  • Glass breakage

Contents insurance

National Seniors contents insurance covers:

  • Theft, loss or damage of items including furniture, household goods, electrical appliances, furnishings, clothing and personal belongings
  • Credit card theft/misuse
  • Damage due to extreme weather
  • Accidental damage
  • Spoilage of perishable food
  • Specified items away from home, anywhere in Australia and New Zealand
  • Replacement of locks and keys
  • Veterinary costs

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National Seniors Australia FAQs

Building insurance covers any part of your house that is permanently fixed and not intended to move, such as your walls and roof, and even the light on your front porch. Contents insurance covers all the items within your house that are not permanent fixtures, i.e. you could move them between houses. Find out more about home and contents insurance here.

As a renter, you don’t need home insurance because your landlord should have insurance for the building you live in, and if you live in a unit/apartment or townhouse, the body corporate is legally required to have building insurance for the building. But you should certainly get contents insurance to protect your own possessions. Many providers offer specialised renters’ insurance policies.

For landlords, a better option than home insurance is landlord insurance. Landlord insurance covers you for the same things as a home insurance policy, but with several important additions to cover you against risks from your tenants.

Depending on your choice of cover, National Seniors landlord insurance may cover repairs for damage caused by your tenants, or your legal fees if you need to sue tenants who are not paying rent. Compare landlord insurance here:

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If you have a recent and accurate estimate for the value of your home and contents, then it’s often a good idea to insure up to that particular sum to get your exact money’s worth. If you don’t have an accurate idea of the above value, then you could insure for a complete replacement to give yourself peace of mind. Find out how much home insurance you need and how much contents insurance you need.

You can make an insurance claim either by calling National Seniors Insurance’s phone hotline on 1300 50 50 99, or by lodging a claim through its dedicated online portal. It takes less than 10 minutes to complete and is available 24/7 – for those late night claims.

Once your claim has been submitted, the claims team will determine if a claims assessor would be required to visit your home regarding repairs and replacements.

Different insurers have different claims processes, so make sure to compare different home insurance claim apps that will make your life easier.

National Seniors is a company dedicated to providing products for older Australians and fighting for a fair go for the over 50s. In addition to the wide range of insurance products on offer, the company hosts many Australia-wide events each year, which discuss investing, superannuation and life planning for its customers. National Seniors offers multiple discounts on holidays, food and drinks, services and subscriptions for its members, as well as a wide range of information about navigating life after you’ve reached your half century.

 Compare National Seniors Home and Contents Insurance

Written by: Regina Collins | Last updated: