RACV Home & Contents Insurance
Compare RACV home and contents insurance
See below for a snapshot of RACV’s home and contents insurance products on
offer for a home owner under 50 living in Victoria to replace building and contents worth less than $550,000.
What do RACV home and contents insurance policies cover?
RACV offers home building insurance, contents insurance and combined home and contents insurance.
Home Building Insurance
RACV’s home buildings insurance gives a wide range of flexible cover options, including:
- Cover any permanently attached fittings, such as lights, cupboards, fences, pools, etc.
- Cover for a wide range of events, like:
- Theft and vandalism
- Fire and explosions
- Storms, flooding and earthquakes
- Up to $1,000 for loss or damage to building materials
- Optional cover:
- Accidental damage
- Motor burnout
- Up to $20 million in liability cover
Contents Insurance
RACV’s contents insurance, on the other hand, covers you for:
- Fire, theft and attempted theft, vandalism, broken glass, storm, storm surge, flood, impact damage, animal damage, earthquakes and explosions
- Optional accidental damage cover to your contents
- Optional portables cover for specified items up to $10,000 in value
- Up to $20 million in liability cover
- Up to $500 for food spoilage
Home and Contents Insurance
RACV’s combined home and contents policy offers benefits of both home building and contents cover. You can read the relevant Product Disclosure Statement (PDS) documents to learn more about what you are and aren’t covered for.
How do I apply for a RACV home and contents insurance policy?
To apply for a RACV home and contents policy, first compare your options in Canstar’s home insurance comparison tables. Then, all you have to do is generate a quote and apply online, which takes a few minutes at most. You will have to answer a few personal questions, such as your member number (if applicable), your address and so on.