RACV Car Insurance

RACV Car Insurance

RACV is a provider of car insurance, home and contents insurance, travel insurance, business insurance, and farm insurance.

“We’re there for you.”

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See below for a snapshot of RACV’s car insurance products on offer for a 30-39 year old male living in Victoria who does not require an extra driver under 25.


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About RACV

The Royal Automobile Club of Victoria (RACV) was formed as a motorists’ social club in 1903 and has been providing valuable services to millions of Victorians ever since.

RACV is the trusted insurer for more than 2.1 million Australians, and employs more than 2,000 people. RACV offers specialised policies including cover for over-50s and cover for vintage and classic cars. RACV’s Kids Stuff page has colouring-in pages, printable puzzles, and even printable board games.

RACV supports the community in a number of ways, including through the RACV Community Foundation, which gives grants of up to $20,000 to grassroots organisations to improve the lives of people in need in Victoria. The Foundation has provided over $3.7 million in grants to more than 300 charities from 1977 to 2017.

RACV also provides the Sir Edmund Herring Memorial Scholarship, a $54,000 scholarship for health professionals in Victoria to develop programs to prevent road trauma and improve the quality of care for road trauma victims.

RACV also sustains a number of support partnerships every 2 years, with its current support partnerships being:

· Phillip Island Nature Parks

· Melbourne Vixens/Netball Victoria

· Melbourne Recital Centre

· Wildlife Victoria

· FareShare

· Landcare Australia

RACV is also an environmentally-friendly company. It supports the CERES Energy Smart Choices program for schools and community centres, which educates children and adults about how to be energy efficient. CERES is one of Australia’s most visited community environment centres and has more than 350,000 visitors every year.

Additionally, RACV supported Phillip Island Nature Parks to build an eco-sensitive penguin-viewing facility.

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RACV Car Insurance FAQ's

RACV offers Complete Care, Comprehensive, Third Party Fire and Theft, Third Party Property Damage, and Veteran Vintage and Classic car insurance policies.

If you’re unsure as to which kind of car insurance is most appropriate for you, or don’t understand the differences between the different levels of cover, here’s our guide to the different kinds of car insurance.

RACV allows you to add as optional extras to a Comprehensive policy, including excess-free windscreen/window glass protection and cover for a post-accident hire car. Extra premiums may apply to optional extras cover.

RACV allows you to choose between market value and agreed value on a Complete Care or Comprehensive car insurance policy. If you’re not sure which one would be best for your vehicle, read our article explaining the difference between market value and agreed value.

You can purchase an RACV car insurance policy online, after comparing car insurance on the Canstar website. If you need help applying, call RACV on 13 72 28.

RACV allows you to nominate a higher or lower excess on a Complete Care or Comprehensive policy. This may affect the cost of your car insurance premiums; a higher excess will typically result in a lower premium, while a lower excess will typically result in a higher premium. Find out more about car insurance excesses here.

You can lodge a claim with RACV either online or over the phone by calling 13 19 03. Here’s our guide to navigating the car insurance claims process.

You can renew your RACV car insurance policy online. If you’re not sure whether to renew or switch, here’s our guide to choosing, and if you do decide to switch car insurance policies, here’s how you do so.

The table below displays a snapshot of comprehensive car insurance policies on our database that at the time of writing offer a no claim bonus that isn’t always impacted by hail and flood damage or theft claims. Please note the results are based on a 30-39 year old male who lives in New South Wales and does not require an extra driver under 25 (with link to provider’s website, ordered by Star Rating), so some products may not be available to you. Remember to read the PDS carefully to understand each insurer’s policy on their no claims bonus.

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Written by: TJ Ryan | Last updated: September 28, 2017