Compare Australian Seniors Home Insurance

The table below displays Australian Seniors home insurance on Canstar’s database.

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Save 15%^ on your first year’s premium when you purchase a new Home Insurance policy online
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If there's a disaster, repairing a building can be costly, so get the cover right for you. Youi is building insurance that’s a bit more you-shaped.
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2023 Outstanding Value Home & Contents Insurance
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Save 10% when buying new home insurance online
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Cover for fire, theft, storm, flood, and more
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Save Up To 10% When You Combine Home Building & Contents Insurance On The One Policy*.
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Up to $20M Legal Liability Cover*.
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Australian Seniors Essential Building Cover
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Australian Seniors Essential Building Cover
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Australian Seniors Top Building Cover
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Australian Seniors Top Building Cover
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The initial results in the table above are sorted by Star Rating (High-Low) , then Provider Name (Alphabetical) . Additional filters may have been applied, which impact the results displayed in the table - filters can be applied or removed at any time.

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Australian Financial Services Licence 241411.
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Get 30%^ off your first year’s premium when you buy a new combined Home & Contents Insurance policy online. It’s quick and easy!
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Canstar Outstanding Value Home & Contents 2017-2024 Winner
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What’s old is new again with our New-for-old replacement
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Optional flood cover.
Australian Financial Services Licence 241411. Star Rating Methodology.
Australian Financial Services Licence 241411.

About Australian Seniors home insurance

Australian Seniors is a provider of home insurance in Australia, as well as other products such as contents insurance, combined home and contents insurance, funeral insurance, car insurance and travel insurance.

It offers two levels of coverage across its home and contents insurance policies:

  • Essential cover – provides a general level of cover
  • Top cover – provides a more comprehensive level of cover

Australian Seniors home insurance

Australian Seniors says its home insurance, shown in the table above, is designed to protect your home from fires, theft, storms and more.

Features of Australian Seniors home insurance include cover for:

  • Damage caused by fires, earthquakes, storms, floods etc.
  • Theft
  • Damage from riot or civil commotion
  • Emergency accommodation
  • Removal of debris due to damage
  • Legal liability cover
  • Temporary accommodation for cats or dogs

Australian Seniors contents insurance

Australian Seniors says its contents insurance is designed to cover the belongings at your home, from your outdoor garden to personal keepsakes. You can view this product range in the above table by filtering to ‘Contents only’ cover type.

Features of Australian Seniors’ contents insurance include:

  • Damage caused by fires, earthquakes, storms, floods etc.
  • Damage to trees, plants or shrubs
  • Home-office contents
  • Replacement of locks after theft
  • Cash/cashable documents
  • Bicycles and musical instruments
  • Personal collections and valuables
  • Personal documents replacement
  • Cover for guest’s contents
  • Tools of trade

Combined home and contents insurance

Australian Seniors home and contents insurance offers all of the above benefits and inclusions of both home insurance and contents insurance in a combined package. You can view this product range in the above table by filtering to ‘Home & contents’ cover type.

At the time of writing, Australian Seniors says policyholders may be eligible for a discount when they purchase combined home and contents insurance online.

Frequently Asked Questions about Australian Seniors Home Insurance

To apply for an Australian Seniors home, contents or and contents insurance policy, you can get a quote by either calling Australian Seniors directly, or requesting one online via their website.

If you have a recent and accurate estimate for the value of your home and contents, then it’s often a good idea to insure up to that particular sum to get your exact money’s worth.

If you don’t have an accurate idea of this value, then you could look for a complete replacement home insurance policy to give yourself peace of mind, though bear in mind that while you’re less likely to be underinsured, the premiums for a total replacement may be more expensive than for a sum-insured one. Find out how much home insurance you need and how much contents insurance you need.

If something happens to your home or contents, you can either lodge a claim online or call the Australian Seniors claims number during business hours. For emergency claims, Australian Seniors has a 24/7 helpline. You will need to provide your policy number and details of the incident. Australian Seniors says its home and contents insurance claims are administered by The Hollard Insurance Company Pty Ltd.

As a renter, you generally don’t need home insurance because your landlord should have insurance for the building you live in, and if you live in a unit, apartment or townhouse, the body corporate is legally required to have building insurance for the building. However, as a renter you can still consider contents insurance if you want to protect your own possessions.

Some providers offer specialised renters insurance policies. In many cases, though, renters insurance is the same or very similar to a contents insurance policy. It may be the case that when applying for a standard contents insurance policy, you simply need to specify to the insurer that you’re a tenant.

If you are a renter, you can purchase a contents-only policy from Australian Seniors.

For landlords, a specific landlord insurance policy could be an option to consider. Landlord insurance is designed to cover you for the same things as a home insurance policy, but with several additions to cover you against risks from having tenants in your property.

Depending on your choice of cover, Australian Seniors landlord insurance may cover damage to your investment property and other expenses.

Latest in home insurance

Canstar Star Ratings and Awards

Looking for an award-winning product or to switch providers or brands? Canstar rates products based on price and features in our Star Ratings and Awards. Our expert Research team shares insights about which products offer 5-Star value and which providers offer outstanding value overall. We also reveal which providers have the most satisfied customers in our dedicated Customer Satisfaction Awards.

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About the authors

Nina Rinella, Editor-in-Chief

Nina Rinella
As Canstar’s Editor-in-Chief, Nina heads up a team of talented journalists committed to helping empower consumers to take greater control of their finances. Nina has written countless articles about finance and has been interviewed on finance topics by media organisations including The Australian, Realestate.com.au, Domain, the Herald Sun and the Sydney Morning Herald. Previously Nina founded her own agency where she provided content and communications support to clients around Australia for 8 years. She also spent four years as the PR Manager for American Express Australia, and has worked at a Brisbane communications agency where she supported dozens of clients, including Sunsuper and Suncorp. When she’s not dreaming up ways to put a fresh spin on finance, she’s taking her own advice by trying to pay her house off as quickly as possible and raising two money-savvy kids. Nina has a Bachelor of Journalism and a Bachelor of Arts with a double major in English Literature from the University of Queensland. She’s also an experienced presenter, and has hosted numerous events and YouTube series. You can follow her on LinkedIn and Canstar on Facebook. Meet the Canstar Editorial Team. Have a media enquiry, and interested in featuring Nina as a financial expert and commentator? Contact Canstar’s Media Team today.

Joshua Sale, GM, Research

Joshua Sale
Joshua Sale is responsible for developing the methodology and delivering Canstar’s flagship Star Ratings, as part of Canstar’s Research Team. With tertiary qualifications in economics and finance, he enjoys helping Australians find more suitable financial products by transforming complex calculations into a consumer-friendly Star Rating that explains the values and benefits of different financial products. As one of Canstar’s company spokespeople, Joshua is confident participating in print, radio and broadcast journalism interviews. He has participated in interviews with the Australian Financial Review, news.com.au and Money Magazine, along with other leading media outlets, discussing topics such as home loan equity, banking incentive schemes, digital wallets and wider finance trends. You can follow Joshua on LinkedIn. Have a media enquiry, and interested in featuring Joshua as a financial expert and commentator? Contact Canstar’s Media Team today.

Important information

For those that love the detail

This advice is general and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you.

Canstar may earn a fee from its Online Partners for referrals from its website tables, and from sponsorship or promotion of certain products. Fees payable by product providers for referrals and sponsorship or promotion may vary between providers, website position, and revenue model. Sponsorship/promotion fees may be higher than referral fees. If a product is sponsored or promoted, it’s an ad and it is clearly marked as such. An ad might appear in different places on our website, such as in comparison tables and articles. Ads may be displayed in a fixed position in a table, regardless of the product's rating, price or other attributes. The location of an ad doesn’t indicate any ranking or rating by Canstar. Payment of fees for ads does not influence our Star Ratings. See How We Get Paid to find out more. Payment of fees for ads does not influence our Star Ratings or Awards.

The Home Insurance Star Ratings were awarded in November 2024 and data in the table is current as at that date, updated from time to time to reflect product changes notified to us by product issuers. The results don’t include every provider in the market and we may not compare all features relevant to you. You can find a description of the initial sort order below the table. You can use the sort buttons at the top of each column to re-order the display. Learn more about our Home Insurance Star Rating Methodology. The rating shown is only one factor to take into account when considering products.

The products and Star Ratings in the table might not match your exact inputs in the selector. Sometimes the methodology uses profiles with categories or bands (e.g. income, loan amount or monthly spend), but sometimes a single methodology, without any categories or bands, is applied. The results will show the products that most closely match your selection, based on our profiles. If you are unsure about any terms used in the comparison table please refer to the glossary.

What is a Target Market Determination?

A Target Market Determination (‘TMD’) is a document that explains which people particular financial products may be suitable for (the target market) and sets out any conditions around how financial products can be distributed to consumers.

Why do product issuers provide Target Market Determinations?

From 5 October 2021, TMDs are compulsory for most financial products.

Issuers and distributors of financial products must take reasonable steps that are likely to result in financial products reaching consumers in the target market defined by the product issuer.

We recommend that you consider the TMD before making a purchase decision. Contact the product issuer directly for a copy of the TMD.

The results don’t include every provider in the market and we may not compare all features relevant to you. You can find a description of the initial sort order below the table. You can use the sort buttons at the top of each column to re-order the display. Check current rates and product details with the product issuer. The results will show the products that most closely match the inputs in the selector above the table. If you are unsure about any terms used in the comparison table please refer to the glossary.  Any advice on this page is general and has not taken into account your objectives, financial situation or needs. Consider whether this general financial advice is right for your personal circumstances. You may need financial advice from a qualified adviser. Canstar is not providing a recommendation for your individual circumstances. It’s important you check product information directly with the provider. Not all policies cover every part of a region. Your specific address may not be included in the policy’s coverage, even if other parts of the area are. For example, some insurers cover North Queensland but exclude Far North Queensland. Consider the Product Disclosure Statement (PDS) and Target Market Determination (TMD) before making a purchase decision. Contact the product issuer directly for a copy of the PDS and TMD. For more information, read our Detailed Disclosure

Canstar is not providing a recommendation for your individual circumstances. We cannot and do not recommend that any particular product is suitable for you. 

We provide links to our Online Partners. These are brands that may pay Canstar a fee for referring you. Our tables default to display only our Online Partners’ products initially, you can adjust the Online Partner Filter to see all of the products available for comparison on Canstar’s website. We provide these links so that you can click through to the product provider’s website to get more information. The provision of these links does not constitute a recommendation by Canstar.

If you are seeking to replace an insurance policy, you should consider your personal circumstances, including continuing the existing cover until the replacement policy is issued and cover confirmed. Your current policy may have different features to products currently on the market. Please consider what features are right for you when comparing insurance products and refer to the provider for further details on a policy.

Companies listed in the table, or in ads, may use or be used by another company to arrange, issue, distribute or sell its insurance policies to customers. For more information on the issuer of the policy, please read the Product Disclosure Statement.