Get App
RACT Home & Contents Insurance
Compare RACT home and contents insurance 
See below for a snapshot of RACT’s home and contents insurance products on offer for a home owner under 50 living in Tasmania to replace building and contents worth less than $550,000.
What do RACT home and contents insurance policies cover?
Home Building Insurance
RACT’s home insurance policy provides cover for the following:
- Insured events, like:
- Storms and floods
- Lightning and fires
- Explosions
- Theft and malicious acts
- Animal damage
- Earthquakes
- Optional cover also includes:
- Accidental breakage
- Replacement key and locks
- Temporary accommodation
- Storm damage to gates and fences
- Damage to electrical motors
Contents Insurance
Under RACT’s home contents policy, you can also be covered for the above insured events, with additional optional cover for your contents:
- New for old contents replacement
- Cover for contents outside the home
- Loss or damage to valuable items (jewellery, works of art, stamp collections, etc.)
- Replacement for personal effects
- Up to $300 cover for spoiled foods due to freezer breakdown
Home and Contents Insurance
RACT’s combined home and contents policy offers benefits of both home building and contents cover. You can read the relevant Product Disclosure Statement (PDS) documents to learn more about what you are and are and aren’t covered for.
How do I apply for an RACT home and contents insurance policy?
To apply for an RACT home and contents policy, first compare your options in Canstar’s home insurance comparison tables. Then, all you have to do is generate a quote and apply online, which takes a few minutes at most.
If you’d rather do this over the phone, you can call 13 27 22, but bear in mind it might take longer than applying online.
