Hume Bank Home & Contents Insurance
Compare Hume Bank Home and Contents Insurance
The table below displays a snapshot of Hume Bank’s home and contents insurance policies on Canstar’s database. The results are based on a policyholder under 50 years of age in Victoria for building and contents worth less than $550,000. If you are considering a Hume Bank home and contents insurance policy, check upfront with Hume Bank and read the PDS to confirm the details of the policy and whether it meets your needs before committing to it.
What do Hume Bank Home and Contents Insurance policies cover?
Hume Bank offers buildings insurance, contents insurance and combined buildings and contents insurance.
Hume Bank offers three levels of coverage across its home and contents insurance policies:
- Vital – covers events such as accidental breakage of glass, earthquake, tsunami, explosion, fire or smoke, impact damage, lightning or thunderbolt, malicious acts, riot or civil commotion, storm, rainwater or run-off, theft, burglary or housebreaking, water or other liquid damage.
- Classic – covers the same events as Vital but generally offers a higher amount of coverage.
- Prestige – covers any accidental loss or damage unless specifically excluded.
Buildings Insurance
Hume Bank says its buildings insurance policies include the following features:
- Compensation for death
- Continuation of cover when you are selling your buildings
- Environmental benefits
- Mortgage discharge costs
- Legal liability cover
- Rental costs after an insured event
- Replacement of locks or cylinders
Contents Insurance
Hume Bank’s contents insurance policies include the following features:
- Compensation for death
- Contents in the open air at the risk address
- Contents in a safe deposit box at a bank (excluding theft)
- Credit cards
- Emergency storage of contents for up to 12 months
- Guest, visitor and domestic helper property
- Legal liability cover
- Replacement of locks and cylinders
- Security firm attendance
- Temporary removal of contents from your risk address for up to 90 days
- Vet costs if dog/cat injured in road accident
Buildings and Contents Insurance
Hume Bank buildings and contents insurance offers all of the above benefits of both buildings insurance and home contents insurance in a combined package. At the time of writing, you can save up to 10% when you buy both buildings and contents cover on the one policy.
For a complete list of inclusions and exclusions, make sure to read the Product Disclosure Statement (PDS).