Suncorp Credit Cards

Suncorp Bank is a provider of credit cards, banking accounts, investment products, home loans, home and contents insurance, car insurance, life insurance, and travel insurance.

Compare Suncorp Credit Cards

If you’re considering an Suncorp card, check out what’s available below in our comparison table based on a monthly spend of $1,000. Please note that this table has been sorted by purchase rate (lowest to highest).

 

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Types of Suncorp credit cards

There are 4 different types of Suncorp credit cards:

  1. Suncorp Clear Options Platinum Card (Rewards Card)
  2. Suncorp Clear Options Gold Card (Rewards Card)
  3. Suncorp Standard Credit Card (Low Rate Card)
  4. Business Credit Card (Business Use Only)

All Suncorp credit cards offer the following benefits:

  • Online: Cards can be managed using 24/7 online banking or the mobile app.
  • Contactless payments: Contactless payments are enabled via card with Visa payWave or mobile banking app on smartphone.
  • Emergency travel assistance: Worldwide emergency card replacement available at no cost, plus other emergency travel assistance.
  • Security: Card is protected by Fraudshield.
  • Insurance (optional): Optional credit card insurance with Credit Guard.
  • BillSplitter function on the mobile banking app: Split a bill and send automatic reminders for payment.
The inclusions mentioned represent a selection of what is covered at the time of writing. Additional terms and conditions may apply to different features. Additional fees may apply to the product. CANSTAR is not making any suggestion or recommendation to you about this product. Please ensure that you read the product disclosure statement to determine all the current options and inclusions for the product you are considering.

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Suncorp Clear Options Platinum Card

suncorp platinum credit card

Features

  • Card type: Visa
  • Minimum credit limit: $6,000
  • Maximum credit limit: $30,000
  • Minimum income required: $35,000/year
  • Rewards program: Earn Reward points for money spent using the card.
  • Contactless payments: Contactless payments are enabled via card with Visa payWave or mobile banking app on smartphone.
  • Emergency travel assistance: Worldwide emergency card replacement available at no cost, plus other emergency travel assistance.
  • Security: Card is protected by Fraudshield and Visa Zero Liability.
  • Insurance (optional): Optional credit card insurance with Credit Guard.
  • BillSplitter function on the mobile banking app: Split a bill and send automatic reminders for payment.

Compare Frequent Flyer Credit Cards

Suncorp Clear Options Gold Card

suncorp bank gold credit card

Features

  • Card type: Visa
  • Minimum credit limit: $5,000
  • Maximum credit limit: $25,000
  • Minimum income required: $30,000/year
  • Rewards program: Earn Reward points for money spent using the card.
  • Contactless payments: Contactless payments are enabled via card with Visa payWave or mobile banking app on smartphone.
  • Emergency travel assistance: Worldwide emergency card replacement available at no cost, plus other emergency travel assistance.
  • Security: Card is protected by Fraudshield and Visa Zero Liability.
  • Insurance (optional): Optional credit card insurance with Credit Guard.
  • BillSplitter function on the mobile banking app: Split a bill and send automatic reminders for payment.

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Suncorp Standard Credit Card (Low Rate)

suncorp standard credit card

Features

  • Card type: Visa
  • Minimum credit limit: Adjustable subject to credit criteria
  • Maximum credit limit: $20,000
  • Minimum income required: $25,000/year
  • Contactless payments: Contactless payments are enabled via card with Visa payWave or mobile banking app on smartphone.
  • Emergency travel assistance: Worldwide emergency card replacement available at no cost, plus other emergency travel assistance.
  • Security: Card is protected by Fraudshield and Visa Zero Liability.
  • Insurance (optional): Optional credit card insurance with Credit Guard.
  • BillSplitter function on the mobile banking app: Split a bill and send automatic reminders for payment.

Compare Low Rate Credit Cards

CANSTAR provides an information service. It is not a credit provider, and in giving you information about credit products CANSTAR is not making any suggestion or recommendation to you about a particular credit product.
If you decide to apply for a credit card you will deal directly with the financial institution, and not with CANSTAR. Rates and product information should be confirmed with the relevant financial institution. For more information, read our detailed disclosure, important notes, and additional information.

Suncorp FAQs

To apply for any of the Suncorp credit cards, you must be able to satisfy the following criteria:

  • At least 18 years old.
  • Permanent Australian resident.
  • Good credit rating.
  • Earn a sufficient taxable income to meet the income requirements listed above.

For more information on eligibility requirements, refer to the Suncorp website.

First, check whether you are eligible to apply for a Suncorp credit card. See above for the eligibility requirements.

If you meet the eligibility requirements, you can apply online, in-store at a branch, or by calling 13 11 75 (open 24/7) – it takes less than 10 minutes to apply, according to Suncorp Bank. Have your ID and income details handy and check our list of documentation you may need when applying for a credit card.

In some cases, an instant response cannot be made and you will need to provide further information before the card can be approved; in this case, the card provider will contact you. You can check your application status at any time by calling 13 11 75 (open 24/7).

Your official card will take approximately 5-7 working days to arrive after your card is approved (Suncorp Bank). You will have to activate the card when it arrives before you are able to use that card, by calling the number on your Welcome Pack or by calling 13 11 75 (open 24/7).

You can manage your Suncorp credit card through online banking using the Suncorp Internet Banking website or their mobile banking app. Use online banking to do things like view your recent transaction history, view your balance, and more.

When interest is charged:

Interest is charged when you carry a balance on your Suncorp credit card, including balance transfers. Interest is charged on cash advances from the date of withdrawal (fees and charges apply) and balance transfers from the date of transfer.

Interest is charged on all purchases using the Suncorp Standard credit card (Low Rate card) from the day of the purchase.

When interest is not charged:

Up to 55 interest-free days apply to the Platinum and Gold Suncorp credit cards. Interest-free days only apply to purchases if you have paid the balance in full for the previous month’s statement and for the current month’s statement (the statement on which the purchases are listed).

Your credit limit for a Suncorp credit card will be determined based on the information you provide in your application, keeping in mind the minimum and maximum credit limits available for each card. Find out more about how credit limits are determined here. You can request an increase in credit limit after 9 months of holding the card.

You can close Suncorp credit card account at any time by contacting Suncorp Bank:

  • Phone: 13 11 75 (open 24/7) (within Australia)

Your card balance will need to be repaid in full even after the card is closed. You will continue to receive monthly statements until your card balance is fully repaid.

If you are experiencing financial hardship, contact the customer service team to get help in making repayments.

If you are closing your Suncorp credit card because you’re not satisfied with it, consider your other options when it comes to credit cards:

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Founded in 1902, Suncorp remains Australia’s leading bank in regional areas. The brands that come under the Suncorp Group umbrella include several insurance companies: AAMI, GIO, Bingle.com.au, Apia, Shannons, Terri Scheer, Asteron Life, and AA Insurance.

Suncorp Bank supports the community in a big way when it comes to health and fitness, promoting sun safety in the community since 2004 through their SunWise program. They also proudly sponsor the 5km parkrun every Saturday around the country, and the runPositive community at major marathon events. Suncorp also sponsors the Blackmores Sydney Running Festival, Gold Coast Airport Marathon, and the Sunday Mail Suncorp Bank Bridge to Brisbane. They even support Youngcare so young people with a disability can have a fulfilling life with other young people in age-appropriate care.

As for protecting the environment, Suncorp promotes environmental sustainability with the cutting-edge sustainable design used and maintained in the Suncorp Stadium, and has been consolidating office space to reduce environmental impact, and providing easy to use waste recycle bins in major offices and reducing the amount of landfill waste.

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Clear Option Standard Credit Card

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Award: 3-Star Rating - Credit Cards

Rewards Card 2017

Suncorp Bank Clear Options Standard Card

View the 2017 Credit Card Star Ratings Report

Showing Rewards products in Canstar’s database with links to lenders’ websites. The display is sorted by purchase rate (lowest to highest) for credit cards that offer signup bonuses to consumers for a spend of $5,000 per month.

Table only displays five products. Click here to see more. Be sure to read the full terms and conditions of each deal before signing up.

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Written by: TJ Ryan | Last updated: