Virgin Money Credit Cards
What credit cards does Virgin Money offer?
Virgin Money currently offers four credit card products:
- Virgin Australia Velocity Flyer Card
- Virgin Australia Velocity High Flyer Card
- No Annual Fee Card
- Low Rate Card
We have summarised below some of the key features of these credit cards, according to the information available on Virgin Money’s website at the time of writing. Please note that Canstar does not currently compare Virgin Money credit cards.
Please note that Velocity Frequent Flyer members can now redeem points for travel on certain domestic flights with Virgin Australia, as well as redeem points for flight upgrades. Velocity points can also be redeemed for certain hotel stays, to book car hire with Europcar and some shopping. Some redemptions are still currently unavailable. Please check with your credit card provider directly for details before making any decision relating to your card or points.
Virgin Australia Velocity Flyer Card
Features
- Card type: Visa
- Minimum credit limit: $6,000
- Minimum income required for eligibility: $35,000 p.a.
- Interest-free period: Up to 55 days
- Contactless payments: Visa payWave allows you to make contactless payments for purchases under $100. Through Samsung Pay, you can also tap and pay for purchases under $100 using a compatible Samsung device.
- Online management: Card can be managed through online banking and the Virgin Money mobile app.
- Security: Card is protected by Fraudshield and Visa’s Zero Liability Policy against unauthorised transactions.
- Rewards program: Earn Velocity Points for money spent using the card. Cardholders also receive a Virgin Australia gift voucher each year, a personal concierge service and access to Visa Platinum Benefits such as pre-sales to concerts and sporting events.
- Insurance: Receive Guaranteed Pricing Scheme and Transit Accident Insurance cover. Terms and conditions apply.
Virgin Australia Velocity High Flyer Card
Features
- Card type: Visa
- Minimum credit limit: $15,000
- Minimum income required for eligibility: $75,000 p.a.
- Interest-free period: Up to 44 days
- Contactless payments: Visa payWave allows you to make contactless payments for purchases under $100. Through Samsung Pay, you can also tap and pay for purchases under $100 using a compatible Samsung device.
- Online management: Card can be managed through online banking and the Virgin Money mobile app.
- Security: Card is protected by Fraudshield and Visa’s Zero Liability Policy against unauthorised transactions.
- Rewards program: Earn Velocity Points for money spent using the card. Cardholders also receive a Virgin Australia gift voucher each year, a personal concierge service and access to Visa Signature Benefits such as discounts on hotels and resorts.
- Insurance: Receive international travel insurance, extended warranty insurance, purchase cover insurance and more.
No Annual Fee Card
Features
- Card type: Visa
- Minimum credit limit: $2,000
- Minimum income required for eligibility: $25,000 p.a.
- Annual fee: $0
- Interest-free period: Up to 55 days
- Contactless payments: Visa payWave allows you to make contactless payments for purchases under $100. Through Samsung Pay, you can also tap and pay for purchases under $100 using a compatible Samsung device.
- Online management: Card can be managed through online banking and the Virgin Money mobile app.
- Security: Card protected by Fraudshield and Visa’s Zero Liability Policy against unauthorised transactions.
Low Rate Card
Features
- Card type: Visa
- Minimum credit limit: $6,000
- Minimum income required for eligibility: $35,000 p.a.
- Interest-free period: Up to 55 days
- Contactless payments: Visa payWave allows you to make contactless payments for purchases under $100. Through Samsung Pay, you can also tap and pay for purchases under $100 using a compatible Samsung device.
- Online management: Card can be managed through online banking and the Virgin Money mobile app.
- Security: Card protected by Fraudshield and Visa’s Zero Liability Policy against unauthorised transactions.
Virgin Money Credit Card FAQs
If you’re currently comparing credit cards, the comparison table below displays some of the low interest credit cards currently available on Canstar’s database for Australians looking to spend around $2,000 per month. Please note that this table features links direct to the provider’s website, and is sorted by Star Rating (highest to lowest), followed by provider name (alphabetical). Use Canstar’s credit card comparison selector to view a wider range of credit cards.
Table only displays five products. Click here to see more. Be sure to read the full terms and conditions of each deal before signing up.