Heritage Bank Credit Cards
Compare Heritage Bank Credit Cards
If you’re considering a Heritage Bank credit card, check out what’s available below in our comparison table based on a monthly spend of $1,000. Please note that this table has been sorted by purchase rate (lowest to highest).
More information about Heritage Bank credit cards
Heritage Bank currently offers three personal credit cards:
- Platinum Credit Card
- Gold Low Rate
- Classic Visa Card
Heritage Bank also offers a Business Visa card for business owners however, this is not summarised on this page.
We have summarised below some of the key features of Heritage Bank credit cards, according to the information available on its website at the time of writing.
Heritage Bank Platinum Credit Card
Features
- Card type: Visa
- Minimum credit limit: $6,000
- Interest-free period: Up to 55 days
- Contactless payments: Contactless payments are enabled via Visa payWave for purchases under $100. Payments can also be made using Google Pay, Garmin Pay, Fitbit Pay and Samsung Pay.
- Security: All Heritage Visa cards are registered for Visa secure. You can also cancel, put your card on hold or block your card using the Heritage Bank app.
- Online and mobile management: Cards can be managed using online banking or using the Heritage Bank mobile banking app on compatible smartphones.
- Rewards program: Earn Heritage Credits rewards points for money spent using the card. Heritage Credits can be used for a range of activities including spending on your credit card, spending at nominated bonus partners and special promotions. The card also comes with Visa Front Line Access, which provides pre-sale access to music, sports and other tickets, and Concierge services.
- Insurance: Comes with Platinum insurance. Coverage includes international travel insurance, transit accident insurance, extended warranty insurance, and more. Terms and conditions apply.
Heritage Bank Gold Low Rate Credit Card
Features
- Card type: Visa
- Minimum credit limit: $1,000
- Annual fee: $0
- Contactless payments: Contactless payments are enabled via Visa payWave for purchases under $100. Payments can also be made using Google Pay, Garmin Pay, Fitbit Pay and Samsung Pay.
- Security: All Heritage Visa cards are registered for Visa secure. The card is also covered by Visa’s Zero Liability policy, meaning you won’t be charged for fraudulent or unauthorised purchases. You can also cancel, put your card on hold or block your card using the Heritage Bank app.
- Online and mobile management: Cards can be managed using online banking or using the Heritage Bank mobile banking app on compatible smartphones.
Heritage Bank Classic Visa Credit Card
Features
- Card type: Visa
- Minimum credit limit: $1,000
- Interest-free period: Up to 55 days
- Contactless payments: Contactless payments are enabled via Visa payWave for purchases under $100. Payments can also be made using Google Pay, Garmin Pay, Fitbit Pay and Samsung Pay.
- Security: All Heritage Visa cards are registered for Visa secure. The card is also covered by Visa’s Zero Liability policy, meaning you won’t be charged for fraudulent or unauthorised purchases. You can also cancel, put your card on hold or block your card using the Heritage Bank app.
- Online and mobile management: Cards can be managed using online banking or using the Heritage Bank mobile banking app on compatible smartphones.
- Rewards program: Earn Heritage Credits rewards points for money spent using the card. Heritage Credits can be used for a range of activities including spending on your credit card, spending at nominated bonus partners and special promotions.
Heritage Bank Credit Card FAQs
If you’re currently comparing credit cards, the comparison table below displays some of the low interest credit cards currently available on Canstar’s database for Australians looking to spend around $2,000 per month. Please note that this table features links direct to the provider’s website, and is sorted by Star Rating (highest to lowest), followed by provider name (alphabetical). Use Canstar’s credit card comparison selector to view a wider range of credit cards.
Table only displays five products. Click here to see more. Be sure to read the full terms and conditions of each deal before signing up.