SERVICE ONE Alliance Bank Credit Cards

SERVICE ONE Alliance Bank is a provider of credit cards, home loans, personal and car loans, savings and transaction accounts, term deposits, and business banking products.
Service One Alliance Bank

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If you’re considering a Service One credit card, check out what they have available based a monthly spend of $2,000.

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Types of Service One Alliance Bank credit cards

Service One has one credit card available at the time of writing – the Service One Visa Card.

Service One Visa Card

Features

  • Card type: Visa
  • Minimum credit limit: $500
  • Maximum credit limit: $10,000
  • Contactless: Contactless payments enabled via Visa payWave functionality
  • Online: Card can be managed with mobile banking app and online banking
  • Security: Verified by Visa checks for suspicious activity on your card

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Eligibility to apply for Service One Alliance Bank credit cards

You need to meet the following eligibility criteria in order to apply for a Service One Alliance Bank credit card:

  • At least 18 years old
  • Australian citizen or permanent resident
  • Good credit history

How to apply for a Service One Alliance Bank credit card

Assuming you meet the eligibility criteria above, you can move onto the application process. You can apply for a Service One credit card by comparing their credit cards on the Canstar website and applying online for the card of your choice on the SERVICE ONE website. You can also apply by visiting a local branch.

Regardless of what method you choose, you will need the usual documentation needed to apply for a credit card, including:

  • Your last two payslips and a reference to any other sources of income
  • Up-to-date financial statements if you are self-employed
  • A copy of a recent rental lease and a letter from the owner if renting
  • A statement of any other credit cards you have
  • A statement of any home loan or personal loan you have

Read our checklist on applying for a credit card for a more detailed explanation of how the process works.

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SERVICE ONE Alliance Bank FAQs

You will have to activate the card when it arrives before you are able to use it. Activate the card by logging in to either the online banking portal or the mobile banking app.

Yes, you can manage your Service One Alliance Bank credit card through the mobile banking app or online banking. Using these forms of online banking, you can do things like activating your card, view your recent transaction history, view your balance, and more.

When interest is charged

Interest is calculated daily and charged monthly on purchases when you carry a balance on your Service One Alliance Bank card. Interest is charged on cash advances from the date of withdrawal.

There are currently no interest-free days on Service One’s lone credit card. For more information about interest-free days, check out our article on how they work.

Your credit limit for a Service One Alliance Bank credit card will be determined based on the information you provide in your application, keeping in mind the minimum and maximum limits (see above). You can find out more about how credit limits are determined here.

You can close your Service One Alliance Bank credit card account at any time by contacting Service One on 1300 361 761. Your card balance will need to be repaid in full even after the card is closed. You will continue to receive monthly statements until this card balance is fully repaid.

If you are experiencing financial hardship, contact the Financial Difficulty team to get help and find potential solutions.

If however, you are cancelling your Service One credit card because you aren’t happy with it, then have a look at what else is available on the Canstar website.

Service One Alliance Bank is a trademark of Bendigo and Adelaide Bank Limited. Service One came to be in 2001 with the merger of three companies – Snowy Mountains Credit Union, Credit Union of Canberra, and Hospitals Credit Union. It officially changed its name to Service One Alliance Bank in 2006.

Service One strongly believes in demonstrating strong social and environmental responsibilities, and currently sponsors a number of organisations and associations, including:

  • Special Children’s Christmas Party
  • Lifeline Canberra
  • Ainslie Football Club
  • Canberra Cavalry
  • Lions Club of Cooma

Service One is a diverse organisation in terms of both staff and members.

Source: Service One Alliance Bank

SERVICE ONE Alliance Bank Visa

Canstar Research
Rating:
Award: Outstanding Value Credit Cards

Written by: William Jolly | Last updated: