St. George Bank Credit Cards

St. George Bank is a provider of credit cards, home loans, personal loans, bank accounts, investment products, and superannuation funds.
St George: Outstanding Value Award Winner

Compare St. George Credit Cards

If you’re considering an St.George card, check out what’s available below in our comparison table based on a monthly spend of $1,000. Please note that this table has been sorted by purchase rate (lowest to highest).

 

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Types of St. George Bank credit cards

There are 6 different St. George Bank credit cards at the time of writing:

  1. Amplify Signature Card
  2. Amplify Platinum Card
  3. Amplify Card
  4. No Annual Fee Card
  5. Vertigo Platinum Card (Low Rate)
  6. Vertigo Card (Low Rate)

St. George Bank also offers business credit cards, which are not summarised on this page. To find out more about business credit cards, visit our Business Credit Cards section of the CANSTAR website.

All St. George Bank credit cards offer the following benefits:

  • Security: Card protected by 24/7 fraud monitoring for suspicious transactions; and Verified by Visa when shopping online.
  • Online and mobile: Cards can be managed using online banking or the mobile banking app on compatible smartphones.

Source: St George Banking

The inclusions mentioned represent a selection of what is covered at the time of writing. Additional terms and conditions may apply to different features. Additional fees may apply to the product. CANSTAR is not making any suggestion or recommendation to you about this product. Please ensure that you read the product disclosure statement to determine all the current options and inclusions for the product you are considering.

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Amplify Signature Card

Amplify Signature Card

Features

  • Card type: Visa
  • Minimum credit limit: $15,000
  • Maximum credit limit: $80,000
  • Minimum income required for eligibility: $75,000 p.a.
  • Security: Card protected by 24/7 fraud monitoring for suspicious transactions; and Verified by Visa when shopping online.
  • Online and mobile: Cards can be managed using online banking or the mobile banking app on compatible smartphones.
  • Rewards program: Choice of Amplify Rewards or Amplify Qantas. Earn rewards points for money spent on purchases using the card.

Amplify Platinum Card

Amplify Platinum Card

Features

  • Card type: Visa
  • Minimum credit limit: $6,000
  • Maximum credit limit: $80,000
  • Minimum income required for eligibility: $30,000 p.a.
  • Security: Card protected by 24/7 fraud monitoring for suspicious transactions; and Verified by Visa when shopping online.
  • Online and mobile: Cards can be managed using online banking or the mobile banking app on compatible smartphones.
  • Rewards program: Choice of Amplify Rewards or Amplify Qantas. Earn rewards points for money spent on purchases using the card.

Amplify Classic Card

st george Amplify Classic Card

Features

  • Card type: Visa
  • Minimum credit limit: $1,000
  • Maximum credit limit: $80,000
  • Minimum income required for eligibility: $25,000 p.a.
  • Security: Card protected by 24/7 fraud monitoring for suspicious transactions; and Verified by Visa when shopping online.
  • Online and mobile: Cards can be managed using online banking or the mobile banking app on compatible smartphones.
  • Rewards program: Choice of Amplify Rewards or Amplify Qantas. Earn rewards points for money spent on purchases using the card.

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No Annual Fee Card

st george no annual fee

Features

  • Card type: Visa
  • Minimum credit limit: $500
  • Maximum credit limit: $40,000
  • Security: Card protected by 24/7 fraud monitoring for suspicious transactions; and Verified by Visa when shopping online.
  • Online and mobile: Cards can be managed using online banking or the mobile banking app on compatible smartphones.
  • Digital wallet: Smartphone payments via digital wallet are enabled for Apple Pay, and Android Pay.

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Vertigo Platinum Card

st george vertigo platinumFeatures

  • Card type: Visa
  • Minimum credit limit: $6,000
  • Maximum credit limit: $80,000
  • Security: Card protected by 24/7 fraud monitoring for suspicious transactions; and Verified by Visa when shopping online.
  • Online and mobile: Cards can be managed using online banking or the mobile banking app on compatible smartphones.
  • Digital wallet: Smartphone payments via digital wallet are enabled for Apple Pay, and Android Pay.

Vertigo Card

st george vertigo classic

Features

  • Card type: Visa
  • Minimum credit limit: $500
  • Maximum credit limit: $40,000
  • Security: Card protected by 24/7 fraud monitoring for suspicious transactions; and Verified by Visa when shopping online.
  • Online and mobile: Cards can be managed using online banking or the mobile banking app on compatible smartphones.
  • Digital wallet: Smartphone payments via digital wallet are enabled for Apple Pay, and Android Pay.

 

Compare Low Rate Credit Cards

CANSTAR provides an information service. It is not a credit provider, and in giving you information about credit products CANSTAR is not making any suggestion or recommendation to you about a particular credit product.
If you decide to apply for a credit card you will deal directly with the financial institution, and not with CANSTAR. Rates and product information should be confirmed with the relevant financial institution. For more information, read our detailed disclosure, important notes, and additional information.

 

St. George Bank FAQs

To apply for any of the St. George Bank credit cards, you must be able to satisfy the following criteria:

  • At least 18 years old.
  • Permanent Australian resident.
  • Earning minimum income specified for each card (see above).

For more information on eligibility requirements, refer to the St. George Bank website.

First, check whether you are eligible to apply for a St. George credit card. See above for the eligibility requirements.

If you meet the eligibility requirements, you can apply online – it takes around 10 minutes for new customers and just 5 minutes for existing St. George customers, according to St. George Bank. Have your ID and income details handy and check our list of documentation you may need when applying for a credit card.

You can usually expect to receive an instant response; however, in some cases, the card provider will contact you to request further information before the card can be approved. You can check your application status at any time by calling 13 33 30.

You will have to activate the card when it arrives before you are able to use that card. Activate the card online, using the activation code included in the letter that came with your new credit card.

You can manage St. George credit card through St. George Internet Banking or using their mobile banking app. Use online banking to do things like view your recent transaction history, view your balance, and more.

When interest is charged

Interest is charged when you carry a balance on your St. George credit card. Interest is charged on cash advances from the date of withdrawal (fees and charges apply) and balance transfers from the date of transfer.

When interest is not charged

Up to 55 interest-free days apply to St. George credit card purchases if you have paid the balance in full for the previous month’s statement and for the current month’s statement (the statement on which the purchases are listed).

Your credit limit for a St. George credit card will be determined based on the information you provide in your application, keeping in mind the minimum and maximum credit limits available for each card. Find out more about how credit limits are determined here

You can close your St. George credit card account at any time by contacting St. George Bank:

  • Customer Relations: Phone 13 33 30 (within Australia) or +61 2 9155 7800 (from overseas)
  • Mobile banking app: Use the “Connect” feature to contact the Customer Relations team without needing to look up your customer ID number or answer security questions

Your card balance will need to be repaid in full even after the card is closed. You will continue to receive monthly statements until your card balance is fully repaid.

If you are experiencing financial hardship, contact the Customer Solutions team to get help in making repayments:

  • Phone: 1300 303 110 (within Australia) or +612 9553 5334 (from overseas) (open Mon-Sat)

If you are closing your St. George credit card because you’re not satisfied with it, consider your other options when it comes to credit cards:

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Best known as the bank with the dragon logo, St. George Bank was founded in 1937 in the southern suburbs of Sydney as a co-operative building society. Today they have over 2.6 million customers in Australia. In 2008, St.George Bank became part of the Westpac Group.

They achieved full banking status in July 1992 and two years later they led the way into the future by launching electronic banking for their business customers. Later St. George was the first bank to launch SMS Alerts in 2004.

St. George Bank supports the Australian community in many ways. They provide Disaster Relief Packages for affected customers, such as after the 2016 bushfires in Western Australia. They established the St.George Foundation in 1989 as a registered charity, and to date they have given more than $15 million for better quality of life for Aussie kids.

St. George has a charitable gift-matching program for their employees. Employees also receive one paid day of leave each year to volunteer for a worthy cause, and can choose to be involved as a mentor through NGOs, social enterprises, and Indigenous Enterprise Partnerships.

St. George protects the environment by providing interest-free loans of up to $4,000 per year to purchase and install environmentally-friendly modifications such as solar hot water systems and energy-efficient appliances. St. George also participates in Earth Hour each year.

Source: St. George Banking

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St. George Amplify Classic

Canstar Research
Rating:
Award: 3-Star Rating Award - Credit Cards

$1,000 spend per month

Amplify Classic, Signature and Platinum, No Annual Fee Visa, Vertigo Visa and Platinum

View the 2017 Credit Card Star Ratings Report

Showing Rewards products in Canstar’s database with links to lenders’ websites. The display is sorted by purchase rate (lowest to highest) for credit cards that offer signup bonuses to consumers for a spend of $5,000 per month.

Table only displays five products. Click here to see more. Be sure to read the full terms and conditions of each deal before signing up.

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Written by: TJ Ryan | Last updated: