St. George Bank Credit Cards

St. George Bank is a provider of credit cards, home loans, personal loans, savings and transaction accounts, superannuation funds and a range of insurance products.
St George: Outstanding Value Award Winner

Compare St. George Credit Cards

If you’re considering a St.George credit card, check out what’s available below in our comparison table based on a monthly spend of $1,000. Please note that this table has been sorted by purchase rate (lowest to highest).

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What types of credit cards does St. George offer?

St. George currently offers six credit card products:

  1. Amplify Signature Card
  2. Amplify Platinum Card
  3. Amplify Card
  4. No Annual Fee Card
  5. Vertigo Platinum Card
  6. Vertigo Card

St. George also offers limited edition Vertigo Platinum Rainbow and Vertigo Rainbow cards. These have the same features as the Vertigo Platinum and Vertigo credit cards.

We have summarised below some of the key features of the various St. George credit cards, according to the information available on its website at the time of writing.

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Amplify Signature Card

Amplify Signature Card

Features

  • Card type: Visa
  • Minimum credit limit: $15,000
  • Annual fee: $139 for the first year, $279 thereafter
  • Interest free period: Up to 55 days 
  • Additional cardholders: An additional cardholder (aged 16 or over) is allowed at no extra cost.
  • Security: Card protected by 24/7 fraud monitoring for suspicious transactions and Verified by Visa when shopping online.
  • Contactless: This card offers contactless payments for purchases up to $100 via Visa payWave. Contactless purchases can also be made using a mobile or wearable device through Samsung Pay and Google Pay.
  • Online and mobile: Cards can be managed using online banking or using the St. George Mobile Banking app which is available for iOS and Android. 
  • Insurances: This card includes insurances for overseas travel and extended warranty insurance. 
  • Rewards program: Choose to earn Qantas Points or Amplify Points on eligible purchases. 

Amplify Platinum Card

Amplify Platinum Card

Features

  • Card type: Visa
  • Minimum credit limit: $6,000
  • Annual fee: $99 if you select Qantas Rewards or $49 for the first year if you select Amplify Rewards 
  • Interest free period: Up to 55 days 
  • Additional cardholders: An additional cardholder (aged 16 or over) is allowed at no extra cost.
  • Security: Card protected by 24/7 fraud monitoring for suspicious transactions and Verified by Visa when shopping online.
  • Contactless: This card offers contactless payments for purchases up to $100 via Visa payWave. Contactless purchases can also be made using a mobile or wearable device through Samsung Pay and Google Pay.
  • Online and mobile: Cards can be managed using online banking or using the St. George Bank Mobile app available for both iOS and Android.
  • Insurances: This card includes insurances for overseas travel and extended warranty insurance.
  • Rewards program: Choose to earn Qantas Points or Amplify Points on eligible purchases. 

Amplify Classic Card

st george Amplify Classic Card

Features

  • Card type: Visa
  • Minimum credit limit: $500 
  • Annual fee: $79
  • Interest free period: Up to 55 days 
  • Additional cardholders: An additional cardholder (aged 16 or over) is allowed at no extra cost.
  • Security: Card protected by 24/7 fraud monitoring for suspicious transactions and Verified by Visa when shopping online.
  • Contactless: This card offers contactless payments for purchases up to $100 via Visa payWave. Contactless purchases can also be made using a mobile or wearable device through Samsung Pay and Google Pay.
  • Online and mobile: Cards can be managed using online banking or via the St. George Mobile Banking app which is available for both iOS and Android. 
  • Rewards program: Choose to earn Qantas Points or Amplify Points on eligible purchases. 

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No Annual Fee Card

st george no annual fee

Features

  • Card type: Visa
  • Minimum credit limit: $500
  • Annual fee: $0
  • Interest free period: Up to 55 days 
  • Additional cardholders: Three additional card holders (aged 16 or over) allowed at no extra cost.
  • Security: Card protected by 24/7 fraud monitoring for suspicious transactions and Verified by Visa when shopping online.
  • Contactless: This card offers contactless payments for purchases up to $100 via Visa payWave. Contactless purchases can also be made using a mobile or wearable device through Samsung Pay and Google Pay.
  • Online and mobile: Cards can be managed using online banking or the St. George Mobile Banking app which is available for both iOS and Android.

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Vertigo Platinum Card

st george vertigo platinumFeatures

  • Card type: Visa
  • Minimum credit limit: $6,000
  • Annual fee: $49 for the first year, $99 thereafter
  • Interest free period: Up to 55 days 
  • Additional cardholders: Three additional card holders (aged 16 or over) allowed at no extra cost.
  • Security: Card protected by 24/7 fraud monitoring for suspicious transactions and Verified by Visa when shopping online.
  • Online and mobile: Cards can be managed using online banking or the St. George Mobile Banking app which is available for iOS and Android. 
  • Contactless: This card offers contactless payments for purchases up to $100 via Visa payWave. Contactless purchases can also be made using a mobile or wearable device through Samsung Pay and Google Pay.
  • Insurances: This card includes insurances for overseas travel, purchase insurance, extended warranty insurance and price guarantee insurance. 

Vertigo Card

st george vertigo classic

Features

  • Card type: Visa
  • Minimum credit limit: $500
  • Annual fee: $55
  • Interest free period: Up to 55 days 
  • Additional cardholders: An additional cardholder (aged 16 or over) is allowed at no extra cost
  • Security: Card protected by 24/7 fraud monitoring for suspicious transactions; and Verified by Visa when shopping online.
  • Online and mobile: Cards can be managed using online banking or via the St. George Mobile Banking app available for both iOS and Android.
  • Contactless: This card offers contactless payments for purchases up to $100 via Visa payWave. Contactless purchases can also be made using a mobile or wearable device through Samsung Pay and Google Pay.

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St. George Bank Credit Card FAQs

To apply for any of the St. George Bank credit cards, you must be able to satisfy the following criteria:

  • Be at least 18 years old.
  • Be a permanent Australian resident

For more information on eligibility requirements, refer to the St. George Bank website.

First, check whether you are eligible to apply for a St. George credit card. See above for the eligibility requirements.

If you meet the eligibility requirements, you can apply online – it takes around 10 minutes for new customers and five minutes for existing St. George customers, according to St. George Bank.

St. George also advises that you will need the following information to apply:

  • Proof of identity – Australian driver’s licence, medicare card or Passport, for example
  • Proof of income and employment
  • Records of any existing financial commitments
  • You may need to upload financial documents as required

You will have to activate the card when it arrives before you are able to use it. Firstly you need to register for St George internet online banking. Once registered, you can activate your card online or via the mobile app.

You can manage your St. George credit card through St. George Internet Banking or using their mobile banking app, available for both iOS and Android devices. Use online and mobile banking to do things like view your recent transaction history, view your balance, and more.

When interest is charged

Interest is charged when you carry a balance on your St. George credit card. Interest is charged on cash advances from the date of withdrawal and balance transfers from the date of transfer. Fees and charges may apply, visit the St. George website or contact St. George for more details. 

When interest is not charged

At the time of writing, up to 55 interest-free days apply to St. George credit card purchases if you have paid the balance in full for the previous month’s statement and for the current month’s statement (the statement on which the purchases are listed).

Your credit limit for a St. George credit card will be determined based on the information you provide in your application, keeping in mind the minimum and maximum credit limits available for each card.

You can close your St. George credit card account at any time by contacting St. George Bank in-branch, in writing, by phoning or by signing in to internet banking. All cards on the account must be returned to St George cut in half for security.

Your card balance will need to be repaid in full even after the card is closed. You will continue to receive monthly statements until your card balance is fully repaid.

If you are closing your St. George credit card because you’re not satisfied with it, consider your other options when it comes to credit cards:

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St. George Bank was founded in 1937 in the southern suburbs of Sydney as a co-operative building society. In 2008, St.George Bank became part of the Westpac Group.

If you’re currently comparing credit cards, the comparison table below displays some of the low interest credit cards currently available on Canstar’s database for Australians looking to spend around $2,000 per month. Please note that this table features links direct to the provider’s website, and is sorted by Star Rating (highest to lowest), followed by provider name (alphabetical). Use Canstar’s credit card comparison selector to view a wider range of credit cards.

Table only displays five products. Click here to see more. Be sure to read the full terms and conditions of each deal before signing up.

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Written by: TJ Ryan | Last updated: November 5, 2019