Latitude GO Mastercard

Latitude GO Mastercard is a credit card product provided by Latitude Financial Services. Latitude Financial Services is also a provider of other credit cards, personal loans and car loans, personal insurance, and interest-free and promotional retail finance.

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If you’re considering a Latitude Financial card, check out what’s available below in our comparison table based on a monthly spend of $1,000. Please note that this table has been sorted by purchase rate (lowest to highest).

Product Features: What Latitude GO Mastercard offers

Latitude GO Mastercard

Latitude Go Credit CardFeatures

  • Card type: Mastercard
  • Contactless payments: Mastercard PayPass technology allows you to make contactless payments for payments of less than $100.
  • Online: Card can be managed through online banking.
  • Security: Card protected by fraud protection, chip technology, and Mastercard® SecureCode™.
  • Interest-free 0% plans: 0% p.a. long-term Interest Payment Plans are available, with flexible repayment options.

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Latitude GO Mastercard FAQs

To apply for Latitude GO Mastercard, you must be able to satisfy the following criteria:

  • At least 18 years old.
  • Permanent resident of Australia.

For more information on eligibility requirements, refer to the Latitude website.

First, check whether you are eligible to apply for a Latitude GO Mastercard. See above for the eligibility requirements.

If you meet the eligibility requirements, you can apply online – according to Latitude, this will take less than 10 minutes.

Latitude says you also must be able to supply:

  • A copy of your driver’s licence, passport or proof of age.
  • Details of your income, assets and debts.
  • Employer’s name and contact details.

Latitude says you can expect to receive a response in less than 60 seconds. In some cases, an instant response cannot be made and you will need to provide further information before the card can be approved; in this case, the card provider will contact you. You can check your application status at any time by contacting Latitude.

Your official card will take approximately 5-10 working days to arrive after your card is approved (Latitude Financial Services). You will have to activate the card when it arrives before you are able to use that card. Activate the card by calling Customer Solutions on 1300 462 273.

You can manage your Latitude GO Mastercard credit card through online banking using the Latitude GO Mastercard Online Service Centre. The online banking website can be viewed on mobile device, tablet device, or PC. Use online banking to do things like view your recent transaction history, view your balance, and more.

When interest is charged

Interest is calculated daily and charged monthly on the Latitude GO Mastercard. Interest is charged when you carry a balance on your Latitude GO Mastercard. Interest is charged on cash advances from the date of withdrawal (fees and charges apply).

When interest is not charged

Up to 55 interest-free days apply to everyday Latitude GO Mastercard purchases if you have paid the balance in full for the previous month’s statement and for the current month’s statement (the statement on which the purchases are listed).

Interest is not charged on the 0% Interest-Free Payment Plans available on the Latitude GO Mastercard until the interest-free period expires. Terms and conditions apply.

Your credit limit for a Latitude GO Mastercard will be determined based on the information you provide in your application, keeping in mind the minimum and maximum credit limits available for each card.

You can close your Latitude GO Mastercard account at any time by contacting Latitude Financial Services:

  • Customer Solutions: Phone 1300 462 273 (within Australia) or +61 287 478 170 (from overseas) (open Monday-Friday)

Your card balance will need to be repaid in full even after the card is closed. You will continue to receive monthly statements until your card balance is fully repaid.

If you are experiencing financial hardship, contact the Customer Solutions team to get help in making repayments.

If you are closing your Latitude GO Mastercard because you’re not satisfied with it, consider your other options when it comes to credit cards:

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Latitude GO Mastercard is a credit card product provided by Latitude Financial Services, a financial institution in Australia and New Zealand that also offers other credit cards, personal loans and car loans, personal insurance, and interest-free and promotional retail finance.

Latitude Financial Services has more than 2.5 million customers and employs more than 2,200 employees.

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Showing Rewards products in Canstar’s database with links to lenders’ websites. The display is sorted by Star Rating (highest to lowest) for credit cards that offer signup bonuses to consumers for a spend of $5,000 per month.

Table only displays five products. Click here to see more. Be sure to read the full terms and conditions of each deal before signing up.

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Written by: TJ Ryan | Last updated: August 5, 2020